VTB lowered rates on online mortgages :: Business :: RBC

Now, when applying for a loan on the bank’s website, the client receives a 0.3% reduced rate. The new offer is available for home purchases in new buildings, on the secondary market and when refinancing other loans

Photo: Vladimir Song / RIA Novosti

Since December 1, VTB has lowered the mortgage rate for clients applying for a loan online through the bank’s website. New conditions are available when purchasing an apartment in a new building, in the secondary market and when refinancing a mortgage from another bank. This is stated in the message of VTB (RBC has it).

The rate cut is 0.3%. To do this, the client needs to fill out a mortgage application form through the VTB website. After preliminary approval of the loan, the borrower gets access to a personal account on the bank’s website, where he can upload all documents, consult with the manager in the chat, choose a convenient transaction date and arrange a mortgage. The loan rate will be from 8.1% when buying an apartment in a new building or in the secondary market and from 8% when refinancing.

In the personal account, the borrower can then track the status of the application, receive online consultations. The online service also allows you to connect a realtor to the transaction procedure.


Analysts have called the limit for the reduction of mortgage rates in 2021


Photo: Ekaterina Kuzmina / RBC

The offer with a reduced interest rate is valid for the programs ā€œMortgage. Ready housing “,” Mortgage. Housing under construction “and” Mortgage. Refinancing”

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