66-Year-Old Shares Salary & Expenses as a Remote Worker in MA

by Chief Editor

Boston.com recently profiled Francine M., a 66-year-classic resident of Hamilton-Wenham, Massachusetts, to explore the financial realities of working in Greater Boston. The series aims to highlight the diverse economic experiences of workers across various industries and pay scales.

Francine’s Career and Income

Francine M. Currently works remotely as a senior project manager in clinical research, earning $27,000 per year – equivalent to $45 per hour for 10-18 hours of work each week. Her career began after volunteering at Beth Israel and working as a study coordinator following a breast cancer diagnosis at age 29. She transitioned to a per diem role in 2023 after nearly 25 years of in-person employment.

Did You Know? Francine M. Considers herself a “research librarian” in her current per diem role, assisting newer investigators and coordinators with resources.

Financial Considerations and Lifestyle

Francine’s largest monthly expense shifted from commuting costs – including driving, parking in Boston, and train fares – to healthcare expenses after she began receiving Medicare. Whereas her current income is tighter than her previous full-time salary of $90,000, she manages with a combination of her salary, a pension, and a 403(b) retirement plan. She notes that her previous salary, while sufficient, did not allow her to afford living in Boston.

Expert Insight: The shift to remote work and per diem employment, as seen in Francine’s case, represents a growing trend in the workforce, offering flexibility but potentially requiring careful financial planning to maintain a comfortable lifestyle.

Francine’s most recent “splurge” is private agility lessons for her dog.

Frequently Asked Questions

What is Francine M.’s job?

Francine M. Is a senior project manager in clinical research.

How much does Francine M. Earn per year?

Francine M. Earns $27,000 per year.

Where does Francine M. Live?

Francine M. Lives in Hamilton-Wenham, Massachusetts.

As more workers explore flexible employment options like per diem roles, how might the balance between income, expenses, and quality of life continue to evolve in Greater Boston?

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