PT Bank BCA Syariah has partnered with the Istiqlal Mosque to digitize Zakat, Infaq, Sadaqah, and Waqf (ZISWAF) management. This integration allows users to conduct donations via the BSya mobile banking application, aiming to expand Islamic financial inclusion across Indonesia through the “1,000 Inclusive Mosques” movement.
Digital Integration and New Features
The collaboration introduces the #BSyaInfak program and adds the Zakat Collection Unit (UPZ) of Baznas at Istiqlal Mosque directly into the BSya mobile banking app. According to BCA Syariah, this allows customers to manage their donations securely at any time.
A specific incentive is tied to the app’s digital account opening process. New customers who open an account online with an initial deposit of at least Rp1 million automatically trigger a donation equivalent to the value of a Quran copy, which the Istiqlal Mosque then distributes to communities in need.
Did You Know?
The partnership supports the national “1,000 Inclusive Mosques” movement, an initiative aimed at utilizing mosques as public spaces that unite the Muslim community while promoting social goodness and financial inclusivity.
Strategic Context and Future Outlook
BCA Syariah is positioning these digital tools under its “Your Blessing Companion” brand identity. President Director Yuli Melati Suryaningrum stated that the bank aims to support customers in their daily lives by simplifying acts of kindness through integrated technology.
Looking ahead, the bank is preparing to host “Rumah Sahabat 2026,” an event focused on Islamic financial literacy and inclusion. Scheduled for June 20–21 at the Senayan City Outdoor Area, the event is designed to function as a modern platform for connecting the public with Islamic banking products. Mia R. Amalia, Senior Vice President at BCA Syariah, noted that both the digital integration and the upcoming event represent the bank’s broader strategy to remain an adaptive and modern institution for its customers.
Expert Insight:
This partnership signals a shift in how traditional religious institutions interact with modern fintech. By embedding ZISWAF collection into mobile banking, BCA Syariah is likely attempting to capture a larger share of the digital-native Muslim demographic, potentially setting a precedent for how other Indonesian financial institutions approach faith-based social services.
Frequently Asked Questions
What is the #BSyaInfak program?
It is a program where new customers who open an account through the BSya app with a minimum deposit of Rp1 million contribute the value of a Quran copy, which the Istiqlal Mosque then distributes to those in need.
How can customers pay Zakat through the app?
The account of the Zakat Collection Unit (UPZ) of Baznas at the Istiqlal Mosque has been integrated into the “Zakat & Donation Transfer” menu within the BSya mobile banking application.
When is the Rumah Sahabat 2026 event taking place?
The event is scheduled for June 20–21 at the Senayan City Outdoor Area, focusing on Islamic financial literacy and inclusion.
How do you think increased digital access to charitable giving will change the way communities engage with their local mosques?
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