Maybank Visa Infinite Annual Fee and Earn Rates
Maybank charges a S$654 annual fee for its Visa Infinite card, though the first year fee is waived for cardholders.
The card calculates base points at 5X for spending of S$4,000 or more per calendar month, utilizing the formula: =ROUND (ROUNDDOWN(X/5,0)*25,0) where X is the amount spent. Bonus points pay out at 3X using the formula =ROUND(Y/5*15,0) where Y is the sum of eligible transactions.
Exclusions and Insurance Caps
Utility bills are excluded from earning TREATS Points starting 1 December 2025, joining other standard exclusions like betting, brokerage, charitable donations, government services, and prepaid account top-ups such as GrabPay and YouTrip.
Despite these exclusions, the card earns points on hospital and education expenses, along with insurance premiums capped at S$3,000 per calendar month.
Rewards Infinite points never expire
Cardholders enrolled in the Rewards Infinite programme enjoy TREATS Points that never expire, avoiding the standard 12 to 15 month expiry window.
Points pool across multiple Maybank cards, allowing holders to combine balances for redemptions. Maybank charges a S$27.25 conversion fee per transfer, a charge instituted in April 2025.
Airport Limo and Golf Perks
Principal cardholders who spend at least S$3,000 in a calendar month earn one complimentary one-way airport limo transfer for the following month. Insurance premiums do not count toward this minimum spend threshold.
The Maybank Regional Golf programme grants complimentary green fees at more than 100 clubs across 19 countries, provided cardholders spend at least S$2,000 in the previous calendar month.
Travel Insurance Coverage Limits
Charging full travel fares to the card unlocks complimentary travel insurance featuring up to S$1,000,000 for accidental death or total permanent disablement. The policy also covers missed connections up to S$400, luggage delays up to S$400, and lost luggage up to S$1,000.
Coverage does not apply when cardholders redeem miles for award tickets and charge only taxes and fees to the card. The policy completely excludes medical expenses and emergency medical evacuation.
How to convert TREATS Points to KrisFlyer miles
How do I convert TREATS Points to KrisFlyer miles?
Conversions to KrisFlyer miles are made via the TREATS SG app after enrolling your KrisFlyer account under Profile, My Account, Enrolment. Conversions typically complete within one to two working days.
What is the maximum number of TREATS Points a cardholder can hold?
Maybank limits cardholders to accumulating a maximum of 5,000,000 TREATS points, which equals 2,000,000 miles, across all Maybank cards at any time according to point 2.8 of the general TREATS T&Cs.
How many lounge visits does the card include?
Principal cardholders receive four complimentary Plaza Premium Lounge visits in Singapore each year, following a reduction from unlimited Priority Pass visits implemented on 1 August 2023.
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