Retirement savings: Here’s how much the average American has saved by age 60

by Chief Editor

A parent is considering gifting $250,000 to one child and half of a property to another, prompting questions about fairness. This situation was detailed in a December 8, 2025 column by Quentin Fottrell, MarketWatch’s Managing Editor-Advice Columns and The Moneyist columnist.

Financial Gifting and Family Dynamics

The parent is seeking advice on whether this distribution of assets is equitable between their children. The specific details of the property or its value were not provided. The parent expressed a desire to “desperately attempt to do right by everyone” in making these financial decisions.

Did You Grasp? Quentin Fottrell is the author of the Moneyist column, which provides advice on financial and ethical dilemmas.

The scenario raises common questions about how to fairly distribute wealth among family members. Gifting decisions can be complex, involving considerations of individual needs, past contributions, and potential future circumstances.

Expert Insight: Unequal distributions of assets, even with good intentions, can sometimes lead to strained family relationships. Open communication and a clear understanding of the reasoning behind such decisions are crucial to mitigating potential conflict.

It’s possible the parent will proceed with the planned gifts, potentially leading to differing financial outcomes for each child. Alternatively, the parent could reconsider the distribution to achieve a more balanced approach. The ultimate outcome will depend on the parent’s assessment of their children’s needs and their commitment to maintaining positive family relationships.

Frequently Asked Questions

Who is Quentin Fottrell?

Quentin Fottrell is MarketWatch’s Managing Editor-Advice Columns and The Moneyist columnist.

When was this scenario originally published?

This scenario was originally published on December 8, 2025.

Where can I find more information about The Moneyist column?

The Moneyist column provides answers on inheritance, wills, divorce, tipping, and gifting.

How do you approach difficult conversations about finances within your own family?

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