Gref called his worst nightmare return to the government :: Business :: RBC

The head of Sberbank German Gref said that he did not consider it possible to return to the government. According to him, after ten years, he does not see himself in Sberbank

Herman Gref

(Photo: Eugene Razumny / Vedomosti / TASS)

Answering a question from the TASS agency, how does he see his worst nightmare, Gref replied: “Honestly? I am returning to the government. ” According to him, after ten years, he does not intend to work either in Sberbank, or in any other large company.

“In addition to working at the bank, there was another happy period in my life – teaching at the university. Maybe I’ll be back in the field of education. I’m interested in technology, venture capital investments, ”said Gref.

Commenting on the work of the cabinet in the context of the coronavirus pandemic, Gref compared it with what happened in 1998. “The government cannot be envied, if only for the reason that in the second week of its existence, he got the coronavirus. One can only compare this with the default of 1998, which occurred shortly after the arrival of Sergei Kiriyenko in the White House, ”said the head of Sberbank.

Gref predicted a sharp ruble appreciation by the end of the year

Photo: Stoyan Vasev / TASS

According to Gref, in the midst of quarantine, the Cabinet of Ministers “worked, without exaggeration, 20 hours a day” in search of solutions to the situation.

“No one expected such stress. The worst thing at that moment is inaction. He was absent. A series of actions may have turned out to be vain and incorrect, as we understand with a hind mind, but then it seemed that these were absolutely correct reactions, ”Gref said.

He appreciated the head of Sberbank and the actions of the Central Bank, which, according to him, “worked very well.” “The necessary steps were taken in time, which allowed us to untie our hands a bit and support our customers. We carried out a gigantic restructuring as soon as possible, renewed as many loans in a week as in the whole of 2019 – more than a trillion rubles for legal entities, ”Gref said.

In 2000-2007, German Gref headed the Ministry of Economic Development and Trade. Prior to that, he worked in various positions in the government of the country and the administration of St. Petersburg.

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“Avtodor” called the fare on the Central Ring Road :: Society :: RBC

For travel on the Central Ring Road will have to pay 2.5 rubles. for 1 km. On Monday, traffic opened on a 23-kilometer stretch from Mozhayskoye to Novorizhskoye highway. Completely the construction of the road should be completed in 2021

Section of the Central Ring Road from Mozhayskoye to Novorizhskoye Shosse

(Photo: Sergey Bobylev / TASS)

The fare on the Central Ring Road (TsKAD) will be 2.5 rubles. for 1 km. According to TASS, the head of Avtodor Vyacheslav Petushenko told reporters about this.

“There are 339 km, multiply by 2.5,” Petushenko said. At the same time, drivers have the opportunity to reduce fares by 20% through the use of transponders, he said.

Last year, Konstantin Lyashkevich, the head of the main department of the road sector of the Moscow Region, named 2.3–2.5 rubles as an indicative price. for 1 km. At the same time, he pointed out that the final decision on the fare on the Central Ring Road should be made by the customer, as well as concessionaires investing in the project.

The fare on toll roads in the Moscow region varies depending on the direction. For example, travel from Moscow to Solnechnogorsk (43 km) on the M-11 highway in the daytime reaches 600 rubles (about 13 rubles per km). At the same time, the next 66 km of the same road will cost drivers up to 270 rubles. (about 4 rubles per km).

Avtodor asked for another $ 15 billion to complete the Central Ring Road

Photo: Sergey Bobylev / TASS

On Monday, a 23-kilometer section of the Central Ring Road from Mozhayskoye to Novorizhskoye Shosse was opened in the Moscow Region. It included both the reconstructed section of the Moscow Small Ring and the new section, which allowed unloading the street network of Zvenigorod.

Last summer, Petushenko promised that there would be no postponements of the construction of the Central Ring Road. However, in February this year, Deputy Prime Minister Marat Khusnullin, who supervises the construction, expressed dissatisfaction with the pace of construction of the highway, which should unload the capital’s roads as well. “I’ll outline all the necessary measures and I will keep this project under control in the staff regime,” he said.

In late January, it became known that the Kazan Telematics company won the tender for the right to create a fare payment system for the Central Ring Road. According to SPARK, Kazan Telematics is 100% owned by NTS LLC (National Telematic Systems), co-owned by Igor Rotenberg, Andrey Shipelov and Alexey Nashchekin.

The Central Ring Road is a new ring around the capital; it is approximately 50 km distant from the Moscow Ring Road and will pass through the territory of the Moscow Region and New Moscow. The length of the route should be about 340 km (it should be completed in 2021), and taking into account the second stage of construction – 530 km. The customer of the route from the state was Avtodor company.

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Banks have limited the ability to go negative by debit cards :: Finance :: RBC

Banks announced a reduction in interest rates on deposits and loans after the Central Bank

“Equifax” in statistics takes into account only debit cards to which the overdraft option is connected. Banks of “not the first echelon” usually offer such a product, explained Oleg Lagutkin, General Director of Equity Bank.

The combined credit bureau (the only BKI that has data from Sberbank) includes in its statistics on overdrafts debts not only on debit cards, but also on installment cards, if banks define debt as an overdraft, explained his representative. According to the OKB, in May the average overdraft limit amounted to 42 thousand rubles, and compared with March, the indicator decreased by only 7.3%. He, like issuing overdraft cards, recovered after a sharp decline in April.

The National Bureau of Credit Histories (NBCH), which is also included in the top 3 Russian credit indexes, does not keep such statistics, a representative of the bureau said.

Why banks have changed overdrafts

A decrease in the number and volume of open overdrafts on cards is a direct consequence of bank policies in a pandemic, Lagutkin said. “By changing their lending policies after the start of the self-isolation regime, lenders extended most of the measures not only to popular consumer loans,” adds the General Director of Equifax Investment Company.

Banks reduced overdraft limits due to a general decrease in real incomes of the population, says Mikhail Doronkin, head of the bank ratings department of the NKR agency. According to him, this may be due to the peculiarities of the methodology for calculating such limits.

“If, when opening a credit card, banks can request information on income from customers to assess their reliability and set a limit, then in the case of a debit card, overdraft limits are often set automatically and do not take account transactions into account,” the analyst explains. In the pre-crisis period, providing customers with an overdraft allowed banks to earn money on those who “went into the red” or did not suspect an overdraft. “Under current conditions, the presence of such an option, on the contrary, could increase the risk of non-return,” he adds.

“Issuance of overdraft cards, including installment cards, declined significantly during quarantine, as did issuance in other lending segments. Moreover, the reduction was not so strong compared to that which we observe in the segment of credit cards, ”noted Artur Design Bureau General Director. This could be due to a lower available limit on these cards than on credit cards, which means less risk for banks, he added.

In a crisis, banks could cut low-demand products in order to reduce credit risk, agrees Sergey Grishunin, head of the rating service of the National Rating Agency (NRA). He draws attention to the fact that banks, as a rule, require customers to repay the overdraft in a short time, and the interest rate on such loans is higher than on classic credit cards. “Based on all this, it is simply unprofitable for banks to keep a product that most likely a“ good ”borrower will not use (they have a credit card, often with bonuses). A “bad” bank is not profitable, ”the expert concludes.

Bank customers began to complain about a reduction in credit card limits

Фото: Simon Dawson / Bloomberg

Which banks give customers an overdraft

According to Frank RG, there are now special cards with overdraft in the lines of five organizations: Absolut Bank, Asia Pacific Bank, Uralsib, Center-Invest Bank and Transcapitalbank. The representative of Uralsib told RBC that the bank does not offer such a product, the remaining banks did not respond to inquiries.

Which banks offer overdraft on their debit cards as an option, Frank RG does not track. Most of the large organizations surveyed said they did not provide such a service. Among them are Sberbank, Gazprombank, Otkrytie, Alfa Bank, Promsvyazbank, Sovcombank, UniCredit Bank, Home Credit, Zenit, Ak Bars, Renaissance Credit and MTS Bank. However, on the banki.ru profile forum, there are many reviews of customers of large banks about connecting an overdraft without notice, technical overdraft and other problems associated with this product.

The only bank that has confirmed the availability of the overdraft option for debit cards is VTB. Such a service is offered to salary clients, a bank representative said. “In March-May, the bank did not change the terms of connection and the average size of limits for this product. “We do not notice any changes in client preferences for disabling or activating overdraft services,” he added.

Will banks become more loyal to using overdraft

“There is a version that it’s precisely by such actions that banks are preparing for the end of exemptions regarding the accrual of reserves. We believe that overdrafts in the event of a crisis may even disappear or remain only with premium customers of banks, ”says Grishunin. On Friday, June 26, the Bank of Russia announced a partial curtailment of support measures for banks introduced at the onset of the crisis. But softened reserve requirements will continue until September 30.

The Central Bank will prohibit paying with expired cards

Photo: Artem Geodakyan / TASS

Banks must form reserves not only for loans actually issued, but also for unused limits, taking into account demand ratios. Overdraft is included in this category, said the director of bank ratings of Expert RA, Ivan Uklein. According to him, banks are so far “reinsured”, and after lifting sanitary restrictions and stabilizing the situation on the labor market, the policy of creditors regarding opening overdrafts will become softer.

In June, the retail lending market experienced a recovery, says Lagutkin from Equifax. According to him, this may in the future have an impact, including on the overdraft segment.

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Cybercriminals organized a series of DDoS attacks on the Constitution quiz site

Friends!

A disgusting event occurred: professional cybercriminals organized a series of powerful DDoS attacks on the server on which the site of the Komsomolskaya Pravda quiz “The Constitution is Me” is located.

It is obvious that the goal of the customers of the attack is to disrupt the quiz, prevent Komsomolskaya Pravda from celebrating its anniversary, stop residents of the Irkutsk region from receiving gifts, and spoil everyone’s mood.

We regard this attack as an attack on freedom of speech and personally on us. And this was started by someone who does not benefit from voting on amendments to the Constitution, someone who really does not want Russia was a social state, someone pursuing the vile goals of the collapse of civil society. Someone who really needs to split the country.

Komsomolskaya Pravda never lost ground. We continue the quiz. We continue to work. And the vote will also continue, no matter what.

Law enforcement agencies are already engaged in solving the crime with an attack on us. We are convinced that the culprits will be found.

We thank everyone who is already participating in the quiz, and those who have shown interest and plan to do this before July 1.

Draws will continue!

Quiz “Constitution is me!” passes every day, from July 25 to July 1. The final will take place on July 8th. The broadcast of the draw itself can be seen on the TV channels “Aist” and “TVC”, or listen to the radio “Komsomolskaya Pravda” (91, 5 fm). And to immediately find out the results and check your number, and, at the same time, and luck, go to irk.kp.ru. They are also published in the newspaper Komsomolskaya Pravda. The winner is determined randomly, a combination of numbers falls in a special program.

By the way, for the convenience of those who did not follow the quiz “The Constitution is Me!” in the Irkutsk region on June 25, 26 and 27, we publish all the winning numbers for these days. Check maybe you are lucky!

On the first day of the draw it was decided who would receive the car, TVs, tablets and immediately a table smartphones. On the second day, another 50 smartphones, 5 tablets, 3 TVs, and finally a car participated in the draw!

On the third day – three televisions, five tablets and 50 smartphones. All of them are looking for their owners.

So, drum roll, we call the ticket numbers of the next winners. If the drawn numbers match your receipt, call to get a prize (phones are listed below).

The quiz “Constitution is me” in the Irkutsk region on June 27, the results:

Congratulations to the winners (look for your numbers)

Five tablets

380228420

380741531

380138024

381162865

380322891

Fifty smartphones

380915100

380882325

380895441

380815963

380726999

380062701

380040460

381058512

380372562

380666521

380181543

380014984

380691028

380906343

380638894

380091914

381101962

380347137

380191308

380626025

380661771

380191313

380415394

380483779

380419023

380692005

380462538

380945855

380539343

380209253

380638861

380652639

380453875

380518317

380701469

380000259

380881572

381121487

380014235

380610211

380224106

380258023

380280186

381011893

380078187

380840459

380904905

380523960

380895244

380864607

Three TVs

380949628

380884252

380680550

The quiz “Constitution is me” in the Irkutsk region on June 26, the results:

Congratulations to the winners (look for your numbers)

Three TVs

381158998

380700525

380716819

Five tablets

381097479

380684952

381014384

380456957

380648004

50 smartphones

380580904

380930732

380189887

381080169

380735729

381148204

380528013

380333136

380054649

380248928

380529958

380806413

380945009

380500435

380333085

380371698

380960057

380840287

380544413

380680777

380554122

380008256

381101511

380645308

380528760

380701967

380388513

380151724

380022132

380258856

380455568

381009448

380405350

380491032

381015517

380807148

380754322

380733113

380544333

381197358

380165429

380256312

380145745

380952013

381012704

380767789

380696022

380116805

381136907

380004144

Constitution quiz is me quiz in Irkutsk Oblast June 25, results

Congratulations to the winners (look for your numbers)

Car:

380347425

TVs:

380544205

380901485

380408476

Tablets

380009943

380809729

380859492

380033763

380549493

Smartphones

380571430

380659143

380016478

380322400

380311556

380027439

380350784

380033724

380799665

380068600

380632952

380609672

380132850

380061141

380281604

380860272

380454777

380005996

380948550

380710341

380339590

380384251

380730143

380008412

380549497

380528012

380748012

380015832

380529731

380016865

380331286

380008461

380350779

380068525

380033767

380444908

380512219

380544407

380528945

380132975

380061576

380592034

380499314

380328761

380066362

380319170

380528807

380145686

380476813

380342935

380473313

380096467

380067061

380291697

380817972

380331478

380425395

380714003

380221996

380009074

380449722

380256161

380032625

380440132

380317985

380815923

380472367

380010689

380132612

380842003

380068597

380452044

380741012

380836444

380452192

380252443

380673101

380012448

380491552

380952004

380400522

380680573

380661719

380041502

380818462

380675062

380780950

380483728

380384625

380408300

380617356

380920037

380829999

380583220

380752506

380351230

380316641

380195246

380066272

380347263

HOW TO WINNERS RECEIVE PRIZES

50 smartphones


Quiz Regulation

Quiz Regulation


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READ ALSO

Sibiryachka, who won the car in the quiz “The Constitution is me”: “You no longer have to share one car with your husband for two” (Details)

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The onf has identified a noncompetitive procurement at ₽1 billion under the pretext of a pandemic :: Business :: RBC

Some organizations have used breaks in the period of the pandemic and has held a tender for the construction, maintenance of roads etc. In onf consider that customers could use COVID-19 in their interests, and complained to the FAS

Photo: Yegor Aleev / TASS

Bureau of investigation of the Russian popular front (onf) analyzed purchases committed during a pandemic coronavirus infection COVID-19, and identified those that were committed with a single supplier, whereas, according to experts, they had to pass a competitive way. This is stated in the message of the popular front, received by RBC.

As explained by the activist Bureau of investigation Alexander Stefanov, because of the pandemic coronavirus authorities have softened the public procurement system and allowed customers to enter into contracts with a single supplier in order to quickly conduct the procurement, for example, medicines. “However, some customers have decided that they, too, can take advantage of this indulgence to their advantage, and began to enter into contracts for the construction, maintenance of roads, improvement with a single supplier, citing force majeure,” said Stefanov.

All materials were transferred to the FAS. According to Deputy head FAS of Michael Evraev, it will be held unscheduled inspections. “In the case of confirmation of violations officials are brought to administrative responsibility, the information may also be disclosed to law enforcement agencies,” — said Evraev.

The top 10 purchases from a single supplier under the pretext of procurement during a pandemic COVID-19, the popular front included:

  • tenders for the construction of two schools in Kazan, declared a state public institution “Main investment and construction administration of the Republic of Tatarstan”, with the cost of construction of each institution is estimated to 373,2 million rubles;
  • the contract for the construction for 217,4 mln sports complex with a universal game hall, a prisoner of gku “Directorate single customer of the Ministry of construction, housing and communal services and energy of the Magadan region”;
  • the contract value of RUB 88 million for the maintenance of structural elements of roads, yards and facilities on the territory of the settlement Moscow (part of the Novomoskovsk district of Moscow);
  • the contract for the maintenance of roads, facilities and amenities, storm water drainage systems, etc., concluded by the Department of the urban environment of Tobolsk administration;
  • concluded by the administration of the Kirovsky district of St. Petersburg a contract for cleaning intra territories;
  • the contract for the repair of a pontoon crossing of the river Vetluga, signed OGBU “Kostroma regional office of public roads Kostromaavtodor;
  • contract services for maintenance of road of Federal value and road artificial constructions on it from the PKU “Federal highway administration “Urals” Federal road Agency”;
  • concluded between the Ministry of property relations of the Irkutsk region the contract for the provision of services to limit the access of unauthorized persons and vehicles on the territory of a number of enterprises;
  • contract for performance of design and survey works on reconstruction of unfinished construction of a house, enclosed to the management of municipal property, construction and municipal economy of a city administration of Mirny (Arkhangelsk oblast).

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Rosneft and Yandex will launch contactless payment of gasoline at gas stations :: Business :: RBC

Rosneft launches a project to remotely pay for fuel through the Yandex.Gas refueling mobile service. Yandex will be able to almost double the number of connected gas stations, and Rosneft will accelerate service and increase traffic at gas stations

Photo: Alexander Ryumin / TASS

The largest Russian oil company Rosneft and Yandex are launching a joint project on remote contactless payment of fuel through the Yandex.Gas refueling mobile service. This was reported to RBC by representatives of both companies.

The Yandex.Fuel service allows you to select the nearest gas station, type of fuel and pay for gasoline without leaving your car. The service is available in Yandex.Navigator, which drives 21 million Russian drivers, in Yandex.Maps and its own application.

Currently, 4150 gas stations operate with Yandex.Gas refueling, including networks such as Tatneft, Shell, Neftmagistral and ESA, and with the connection of Rosneft, which manages about 3 thousand gas stations (under five brands “Rosneft, Bashneft, TNK, BP and the St. Petersburg Fuel Company (PTK), the number of such gas stations will almost double, Roman Prudnikov, the head of Yandex.Gas station, told RBC through a representative. As a result, the application will cover more than a third of 20 thousand. gas stations in Russia.

But the connection will be phased, the representative of Rosneft clarifies: by the end of May, 327 filling stations under the Rosneft and BP brands in Moscow and the Moscow Region, 126 PTK filling stations in St. Petersburg and the Leningrad Region, as well as 66 filling stations, will be the first to join the project. Bashneft ”in Ufa. By the fall, more than 1100 gas stations from other major cities of Russia will be connected to the mobile application, gradually the service will be able to work with the entire network of gas stations of the company, the source told RBC.

Connection to Yandex.Gas refueling will positively affect the business of partners, because the refueling process is accelerated – the average time at the column is one to two minutes, which significantly increases the throughput of gas stations, the representative of Yandex notes. In addition, the connected gas stations will receive additional traffic, for example, at the expense of taxi drivers or Yandex.Navigator users.

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What happened over night. RBC Main News :: Society :: RBC

In the Moscow Region, the regime of self-isolation was extended, Durov criticized the living conditions in the USA, banks did not dare to open accounts remotely, the United States sent a shipment of mechanical ventilation to Russia; the main news – in the review of RBC

The regime of self-isolation in the Moscow region was extended until the end of May

The authorities of the Moscow region against the background of the spread of the coronavirus COVID-19 after Moscow extended the regime of self-isolation until May 31.

  • According to the decree of Governor Andrei Vorobyov, the ban on the holding of sports, entertainment, exhibition and other public events, as well as the provision of related services, including in parks and shopping centers, is extended in the region.
  • Digital passes that allow residents in exceptional cases to move around the area will not have to be renewed: they will continue to operate until the end of the month.
  • Whether the regime of self-isolation throughout Russia will be extended is still unknown. The Kremlin said that a few days remain before the end of the non-working period announced by the president.

Pavel Durov named seven reasons not to move to the USA

The film by Yuri Dudy about Silicon Valley “How the IT capital of the world works” did not leave indifferent the founder of Telegram Pavel Durov, who in his blog criticized the living and working conditions in the USA. This happened against the backdrop of the failure to launch the TON blockchain platform and the Gram cryptocurrency due to claims by the US regulator. The day before, the platform created on the basis of TON technological solutions was launched without the participation of Durov and Telegram.

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Protest of restaurateurs in Milan, empty chairs in the square – Lombardy

Demonstration at the Arco della Pace

Restaurateurs and bar managers have returned to protest against the government in Milan over the economic crisis who hit them with the health emergency and to ask for clear rules on the reopening. About fifty merchants, representing 2 thousand businesses, protested the Arco della Pace by placing dozens and dozens of empty chairs on the ground to symbolize their premises that still cannot accommodate people.

“We have revenues reduced by 70% and we risk not reopening anymore – said the restaurateur Alfredo Zini who is the spokesman for the protest -. It is not enough to say that at the reopening we will have to use Plexiglas to divide the tables, we want clear rules because we live in conviviality “. Many bars and restaurants in Milan are shared with delivery or takeaway “but they are above all family businesses that have no employees to pay – he added – with those revenues you cannot make a company stand and then a customer can enter at a time. So we can pay a few monthly users or someone pays the layoffs to employees since it hasn’t arrived yet. ”

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