the chances that Perm Region will be lifted are high

On June 30, a meeting of the operational headquarters should be held in the Perm Territory, at which the possibility of removing a number of restrictions will be discussed. Two consecutive days – June 28 and 29 – the distribution coefficient of coronavirus in Prikamye is 0.79. This is one of the important indicators of the phased lifting of restrictions – for the second stage, it should be less than 0.8.

In addition, over the past three days, 510 beds were additionally re-profiled for COVID-19 treatment in the province. The indicator “availability of free bed fund” amounted to 67.7 percent.

– Over the past two days, key indicators have been kept in the Kama region at the level of standards for moving to the second stage of lifting restrictive measures, – said Sergey Nikiforov, Deputy Prime Minister of the Perm Territory, in charge of healthcare. – This allows us to discuss the draft plan for the transition to the second stage.

At the second stage, street cafes, museums and exhibition halls, shopping centers up to 800 square meters, children’s clubs, public organizations, research institutes, playgrounds and kindergartens, including private ones, will be opened.

As a source in the operational headquarters told Komsomolskaya Pravda, the chances are high that the second stage in the Perm Territory will begin on July 1.

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“No need to hide from the virus in a cocoon!” – Perm epidemiologist about the current situation

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Zadornov disclosed the details of Otkritie’s sale options :: Finance :: RBC

According to him, in the spring of 2022, during the IPO, 20-25% of the asset can be sold. The bank was sanitized through the Federal Security Service

Mikhail Zadornov

(Photo: Vladimir Astapkovich / RIA Novosti)

The chairman of the board of Otkritie Bank Mikhail Zadornov told Forbes in an interview that in March investment banks submitted their proposals on the future fate of the financial institution. The point is to sell 20-25% of Otkrytie at the first stage.

“There are different opinions about whether it is worth conducting an IPO or private placement, that is, selling to a strategist. Most banks nevertheless advise to go for an IPO, while not excluding the possibility that if someone offers good money, for example for Rosgosstrakh or NPFs, the Central Bank may sell these assets separately, ”Zadornov said.

Zadornov predicted a decline in return on deposits in rubles below 5%

Mikhail Zadornov

He noted that due to the situation with the coronavirus pandemic, banking assets are now “not fairly priced.” According to him, it is advisable to make an assessment at the beginning of next year, when the market will recover.

“In 2021, all Otkritie group companies must show results that will become the basis for the sale,” Zadornov said, noting that the IPO indicative dates moved to the spring of 2022.

Regarding the work of Otkrytie under quarantine measures, the bank’s chairman of the board noted that already in May the entire network was operating at almost full capacity, although only a third of the points worked in the first week of April. “We see that from mid-May activity in all areas has been recovering, and now we are changing the risk policy in relation to retail lending,” said Zadornov.

The Central Bank will postpone the sale of the sanctioned Otkrytie Bank due to a pandemic

Photo: Artem Geodakyan / TASS

The transfer of the sale of “Discovery” from the fall of 2021 to the spring of 2022 on June 5 was announced by the head of the Central Bank, Elvira Nabiullina. She noted that the Bank of Russia is interested in selling the asset “as quickly as possible”, but pointed out that potential investors should evaluate the state of Otkrytie and its prospects after emerging from the pandemic.

Otkrytie is the first bank to undergo a financial recovery under the new scheme. Since August 2017, its reorganization has been carried out under the control of the Central Bank, through the Banking Sector Consolidation Fund (FSBS). The Central Bank received a 99% stake in a credit institution, and later merged with Binbank, which was rehabilitated by a similar scheme. At the end of 2019, the combined bank ranked seventh in terms of assets (2.3 trillion rubles) in the Russian banking sector.

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In “Roskosmos” called the cost of the rocket “Angara” :: Business :: RBC

The department noted that additional requirements for reliability are imposed on the Angara: it is created as a rocket for a manned program

Employees in the assembly workshop of the Angara launch vehicle family

(Photo: Sergey Bobylev / TASS)

The contract for several Angara-A5 missiles in the framework of development work was signed based on 5 billion rubles. for one rocket, which is significantly lower than the starting price. This was told to RBC by a representative of the press service of the state corporation Roscosmos.

According to the organization’s representative, before the production relocates to Omsk to the Polet site, the Khrunichev Center is forced to work at two production sites, which creates additional overhead. In addition, the Angara-A5, unlike the Proton, is created as a rocket for a manned program, which imposes additional reliability requirements on it.

In “Roskosmos” indicated that after the start of serial production of a closed cycle, the cost of the rocket will decrease.

The department also indicated that they had embarked on the implementation phase of a new generation of launch vehicles of all classes, from light to super heavy, and would provide their competitive tactical, technical and price characteristics.

Earlier, Kommersant, with reference to the financial report of the Khrunichev Center for 2019, concluded that the production of one Angara-A5 launch vehicle costs 7 billion rubles. This is three times more expensive than the production of Proton-M. At the same time, the publication indicated that by 2024 the cost of Angara could drop to 4 billion rubles.

In total, the Angara family includes three different carriers: the light Angara-1.2, the medium Angara-A3, and the heavy Angara-A5. Roscosmos expects that with their help it will be possible to replace the obsolete Proton-M and Rokot, and mass production will begin in Omsk in 2023.

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WP reported the death of the US military due to the “conspiracy” of Russia and the Taliban :: Politics :: RBC

During the meeting, the Trump administration’s special envoy for Afghanistan, Zalmay Khalilzad, insisted on a direct appeal to the Kremlin on interaction with the Taliban. Other members of the National Security Council in charge of Russia opposed such actions. What decision was made as a result is not reported.

According to WP, in 2018, ten U.S. military personnel were killed in Afghanistan. In 2019, the United States lost 16 people, and in 2020 – two.

Earlier, on June 27, The New York Times (NYT), citing sources, reported that US intelligence several months ago concluded that Russia was offering the Taliban-linked militants an award for killing American employees.

The White House says Trump has no evidence of collusion between Russia and the Taliban

The Russian Foreign Ministry called the NYT article “unpretentious stuffing” and “nonsense,” recalling that US intelligence “failed” a 20-year operation in Afghanistan.

After that, the official representative of the Taliban, Zabikhulla Mujahid, denied information about Russia’s involvement in the activities of the movement. The Taliban felt that in this way the US is trying to create an excuse to stop the withdrawal of troops from Afghanistan.

US President Donald Trump called the NYT article custom-made, noted that intelligence did not report to him or to Vice President Mike Pence about the organization of Russian attacks on the US military in Afghanistan. The head of the White House compared the publication to a duck about Kremlin interference in the presidential election in 2016.

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Khusnullin promised to pass the route Europe – Western China for 4 years :: Society :: RBC

Photo: Nikolay Gyngazov / Global Look Press

The construction of the international route Europe – Western China is planned to be completed ahead of schedule by four years, the acceleration of work will not lead to the cost of the project. This is stated in the message of the apparatus of Deputy Prime Minister Marat Khusnullin, received by RBC.

“Recently, we circled the entire route of this road. The greatest difficulties, contrary to expectations, will be associated with the relocation of engineering networks. So far, the project provides for about 870 intersections with network lines, ”said Khusnullin.

Khusnullin announced plans to accelerate the construction of the Moscow-Kazan highway

Marat Khusnullin

Initially, the route from the Russian side was supposed to pass through the territories of the republics of Tatarstan, Bashkiria and the Orenburg region. In July 2016, the government commission changed plans and laid the route through the Samara-Togliatti agglomeration.

In the fall of 2019, the government singled out individual stages of the construction of the Moscow-Nizhny Novgorod-Kazan highway. The final deadline for the entire section of the route was called 2027.

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What happened over night. RBC Main News :: Society :: RBC

500 thousand people died from the coronavirus, Russian banks reduced the overdraft, Trump cited intelligence information about the “conspiracy” of Russia with the Taliban, Duda could not be re-elected on the first attempt; the main news – in the review of RBC

The number of deaths from COVID-19 in the world exceeded 500 thousand people

Worldwide, more than 500 thousand people have died from the effects of coronavirus infection. According to Johns Hopkins University, the most fatalities were recorded in the United States – 125.7 thousand people died there.

  • Then come Brazil (57 thousand), Great Britain (43.6 thousand), Italy (34.7 thousand), France (29.7 thousand), Spain (28.3 thousand) and Mexico (26.3 thousand).
  • Russia takes 12th place in this rating (9073 deaths). At the same time, the country is one of the three leaders in terms of the number of infected (633.5 infected, according to the University of Hopkins, and 634.4 thousand, according to the operational headquarters).
  • In total, more than 10 million people have been infected with coronavirus infection in the world. The World Health Organization (WHO) recognized that after partial lifting of restrictions in 30 countries in Europe, the number of cases of COVID-19 began to increase again.

Banks have limited the ability to go negative on debit cards

Amid the pandemic and the decline in citizens’ incomes, Russian banks drastically reduced the average overdraft limit, which allows debit card users to spend more than is on the account.

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Banks have limited the ability to go negative by debit cards :: Finance :: RBC

Banks announced a reduction in interest rates on deposits and loans after the Central Bank

“Equifax” in statistics takes into account only debit cards to which the overdraft option is connected. Banks of “not the first echelon” usually offer such a product, explained Oleg Lagutkin, General Director of Equity Bank.

The combined credit bureau (the only BKI that has data from Sberbank) includes in its statistics on overdrafts debts not only on debit cards, but also on installment cards, if banks define debt as an overdraft, explained his representative. According to the OKB, in May the average overdraft limit amounted to 42 thousand rubles, and compared with March, the indicator decreased by only 7.3%. He, like issuing overdraft cards, recovered after a sharp decline in April.

The National Bureau of Credit Histories (NBCH), which is also included in the top 3 Russian credit indexes, does not keep such statistics, a representative of the bureau said.

Why banks have changed overdrafts

A decrease in the number and volume of open overdrafts on cards is a direct consequence of bank policies in a pandemic, Lagutkin said. “By changing their lending policies after the start of the self-isolation regime, lenders extended most of the measures not only to popular consumer loans,” adds the General Director of Equifax Investment Company.

Banks reduced overdraft limits due to a general decrease in real incomes of the population, says Mikhail Doronkin, head of the bank ratings department of the NKR agency. According to him, this may be due to the peculiarities of the methodology for calculating such limits.

“If, when opening a credit card, banks can request information on income from customers to assess their reliability and set a limit, then in the case of a debit card, overdraft limits are often set automatically and do not take account transactions into account,” the analyst explains. In the pre-crisis period, providing customers with an overdraft allowed banks to earn money on those who “went into the red” or did not suspect an overdraft. “Under current conditions, the presence of such an option, on the contrary, could increase the risk of non-return,” he adds.

“Issuance of overdraft cards, including installment cards, declined significantly during quarantine, as did issuance in other lending segments. Moreover, the reduction was not so strong compared to that which we observe in the segment of credit cards, ”noted Artur Design Bureau General Director. This could be due to a lower available limit on these cards than on credit cards, which means less risk for banks, he added.

In a crisis, banks could cut low-demand products in order to reduce credit risk, agrees Sergey Grishunin, head of the rating service of the National Rating Agency (NRA). He draws attention to the fact that banks, as a rule, require customers to repay the overdraft in a short time, and the interest rate on such loans is higher than on classic credit cards. “Based on all this, it is simply unprofitable for banks to keep a product that most likely a“ good ”borrower will not use (they have a credit card, often with bonuses). A “bad” bank is not profitable, ”the expert concludes.

Bank customers began to complain about a reduction in credit card limits

Фото: Simon Dawson / Bloomberg

Which banks give customers an overdraft

According to Frank RG, there are now special cards with overdraft in the lines of five organizations: Absolut Bank, Asia Pacific Bank, Uralsib, Center-Invest Bank and Transcapitalbank. The representative of Uralsib told RBC that the bank does not offer such a product, the remaining banks did not respond to inquiries.

Which banks offer overdraft on their debit cards as an option, Frank RG does not track. Most of the large organizations surveyed said they did not provide such a service. Among them are Sberbank, Gazprombank, Otkrytie, Alfa Bank, Promsvyazbank, Sovcombank, UniCredit Bank, Home Credit, Zenit, Ak Bars, Renaissance Credit and MTS Bank. However, on the banki.ru profile forum, there are many reviews of customers of large banks about connecting an overdraft without notice, technical overdraft and other problems associated with this product.

The only bank that has confirmed the availability of the overdraft option for debit cards is VTB. Such a service is offered to salary clients, a bank representative said. “In March-May, the bank did not change the terms of connection and the average size of limits for this product. “We do not notice any changes in client preferences for disabling or activating overdraft services,” he added.

Will banks become more loyal to using overdraft

“There is a version that it’s precisely by such actions that banks are preparing for the end of exemptions regarding the accrual of reserves. We believe that overdrafts in the event of a crisis may even disappear or remain only with premium customers of banks, ”says Grishunin. On Friday, June 26, the Bank of Russia announced a partial curtailment of support measures for banks introduced at the onset of the crisis. But softened reserve requirements will continue until September 30.

The Central Bank will prohibit paying with expired cards

Photo: Artem Geodakyan / TASS

Banks must form reserves not only for loans actually issued, but also for unused limits, taking into account demand ratios. Overdraft is included in this category, said the director of bank ratings of Expert RA, Ivan Uklein. According to him, banks are so far “reinsured”, and after lifting sanitary restrictions and stabilizing the situation on the labor market, the policy of creditors regarding opening overdrafts will become softer.

In June, the retail lending market experienced a recovery, says Lagutkin from Equifax. According to him, this may in the future have an impact, including on the overdraft segment.

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Nornickel discharged factory employees from work after waste dumping :: Society :: RBC

The company said that employees committed a gross violation of the rules for the operation of the tailings, which led to the dumping of waste

Photo: radionovasg / VK

Some employees of the Talnakh enrichment plant (PF, part of Norilsk Nickel) have been suspended from work, the Norilsk Nickel said in a statement to RBC. “Responsible persons of the Pacific Fleet are suspended from the performance of their duties,” the company said.

Norilsk Nickel also said that Pacific Fleet officers committed “a flagrant violation of the rules for operating the tailings of the factory.”

The dumping occurred earlier on Sunday. According to Norilsk Nickel, the leadership of the Pacific Fleet decided to pump clarified industrial water into the adjacent territory in order to prevent possible emergency situations associated with an increase in the water level in the settling pond of the tailing dump.

Earlier, Rosprirodnadzor reported that the water level in the pond rose sharply after conducting hydraulic tests of the hot water pipeline and rainfall.

Investigators began checking due to dumping of waste at the Norilsk Nickel factory

Photo: Investigative Committee of the Russian Federation

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In Komi extended the regime of restrictions due to coronavirus until July 14 :: Society :: RBC

The restriction regime introduced in the Komi Republic due to the coronavirus pandemic will be extended until July 14. This was announced by the interim head of the region Vladimir Uyba. His appeal is posted in the official group of the region on the VKontakte social network.

“Today I held a meeting of the republican headquarters for coronavirus. We analyzed the situation, there was a very heated discussion. Despite the fact that a decision was made to extend the restriction regime until July 14, we introduced a number of laxative measures, ”Uyba said.

According to the head of the region, the possibility of resuming the work of public catering organizations was discussed subject to strict compliance with all sanitary standards.

In addition, it is planned to open children’s labor camps for schoolchildren in the republic, as well as to resume professional retraining of the unemployed.

“We will also allow conducting preventive examinations of children in medical institutions, with the exception of Vorkuta and Usinsk, and providing routine medical care on an outpatient basis,” Uyba noted.

The head of the region also added that dental offices will work.

On May 14, residents of Komi were allowed to go for walks and play sports outdoors, but no more than two in a row.

Coronavirus pandemic. The most relevant on June 28

According to the latest data from the Coronavirus Control Headquarters, 3,173 cases of infections were detected in Komi. 1501 recovered, 30 people died.

Coronavirus

Russia Moscow World

0 (per day)

Recovered

0

0 (per day)

Infected

0

0 (per day)

Died

0 (per day)

Recovered

0

0 (per day)

Infected

0

0 (per day)

Died

0 (per day)

Recovered

0

0 (per day)

Infected

0

0 (per day)

Died

Source: JHU,
federal and regional
anti-virus operations

Source: JHU, federal and regional anti-virus operations

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In Komi extended the regime of restrictions due to coronavirus until July 14 :: Society :: RBC

The restriction regime introduced in the Komi Republic due to the coronavirus pandemic will be extended until July 14. This was announced by the interim head of the region Vladimir Uyba. His appeal is posted in the official group of the region on the VKontakte social network.

“Today I held a meeting of the republican headquarters for coronavirus. We analyzed the situation, there was a very heated discussion. Despite the fact that a decision was made to extend the restriction regime until July 14, we introduced a number of laxative measures, ”Uyba said.

According to the head of the region, the possibility of resuming the work of public catering organizations was discussed subject to strict compliance with all sanitary standards.

In addition, it is planned to open children’s labor camps for schoolchildren in the republic, as well as to resume professional retraining of the unemployed.

“We will also allow conducting preventive examinations of children in medical institutions, with the exception of Vorkuta and Usinsk, and providing routine medical care on an outpatient basis,” Uyba noted.

The head of the region also added that dental offices will work.

On May 14, residents of Komi were allowed to go for walks and play sports outdoors, but no more than two in a row.

Coronavirus pandemic. The most relevant on June 28

According to the latest data from the Coronavirus Control Headquarters, 3,173 cases of infections were detected in Komi. 1501 recovered, 30 people died.

Coronavirus

Russia Moscow World

0 (per day)

Recovered

0

0 (per day)

Infected

0

0 (per day)

Died

0 (per day)

Recovered

0

0 (per day)

Infected

0

0 (per day)

Died

0 (per day)

Recovered

0

0 (per day)

Infected

0

0 (per day)

Died

Source: JHU,
federal and regional
anti-virus operations

Source: JHU, federal and regional anti-virus operations

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