Putin posthumously awarded the volunteer Svetlana Anuryev the Order of Pirogov :: Society :: RBC

Svetlana Anuryeva

(Photo: Medical Volunteers Ulyanovsk Region / Vk)

Volunteer Svetlana Anuryeva posthumously became a holder of the Order of Pirogov, which was introduced on June 20, 2020. The rewarding of Anurieva is stated in the decree of President Vladimir Putin, published on the Kremlin website.

“For the dedication shown in the fight against coronavirus infection (COVID-19), award the Order of Pirogov to Svetlana Borisovna Anuryeva – volunteer, Ulyanovsk Region (posthumously),” the document says.

Earlier, at a meeting with the president, participants in the All Together Russian rally, asked posthumously to award Svetlana Anuryeva from the village of Karsun, Ulyanovsk Region, who fought cancer and was one of the project’s most active volunteers.

The material is complemented.

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VTsIOM named the results of exit polls on voting under the Constitution :: Politics :: RBC

According to exit polls conducted by the All-Russian Public Opinion Research Center, 76% of the participants in the vote on constitutional amendments said they supported the amendments to the Basic Law. This is stated in the VTsIOM report.

The survey was conducted at 800 sites in 25 regions. In total 163.1 thousand people took part in it. 70.6% of people agreed to answer the question of the interviewers, the rest chose to hide information about their choice.

The Federal Law “On Basic Guarantees of Electoral Rights and the Right to Participate in the Referendum of Citizens of the Russian Federation” prohibits the publication of public opinion polls on election day and five days before it. However, the all-Russian vote on amendments to the Constitution does not fall under its effect. The format of voting is regulated by a separate law.

The material is complemented.

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VTsIOM named the results of exit polls on voting under the Constitution :: Politics :: RBC

According to exit polls conducted by the All-Russian Public Opinion Research Center, 76% of the participants in the vote on constitutional amendments said they supported the amendments to the Basic Law. This is stated in the VTsIOM report.

The survey was conducted at 800 sites in 25 regions. In total 163.1 thousand people took part in it. 70.6% of people agreed to answer the question of the interviewers, the rest chose to hide information about their choice.

The Federal Law “On Basic Guarantees of Electoral Rights and the Right to Participate in the Referendum of Citizens of the Russian Federation” prohibits the publication of public opinion polls on election day and five days before it. However, the all-Russian vote on amendments to the Constitution does not fall under its effect. The format of voting is regulated by a separate law.

The material is complemented.

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Pakistan stock exchange building attacked by terrorists :: Society :: RBC

Four armed men attacked the Pakistan Stock Exchange building in Karachi, GeoTV, calling them terrorists, said. Police managed to kill at least two of them.

The Dunya News portal writes that three people died: two attackers and one police officer. The attackers blew up a grenade, after which they started firing and burst into the building. People in the building began to be evacuated through the back door.

The surrounding area is surrounded by police.

The material is complemented.

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Quiz “Constitution is me!” in the Irkutsk region June 28: who first won the apartment

June 28 – the fourth day of voting on constitutional amendments RF. For several days now, residents of the Irkutsk region, as well as all Russians, have been expressing their opinion at polling stations.

And for four days in a row, the quiz “The Constitution is Me!” Her Komsomolskaya Pravda holds in honor of the All-Russian vote on amendments to the Basic Law of the country, as well as in honor of the 95th anniversary of the newspaper. Komsomolskaya’s birthday was celebrated a month ago.

Among the prizes are tablets, televisions, smartphones, cars and apartments. Everyone has a chance to get them. To do this, you need to come to the site and vote on the amendments. There you will see volunteers of the Komsomolskaya Pravda. They will offer you to fill out a questionnaire where you will need to provide your details and answer three simple questions. And that’s all! Each participant receives a number that plays in all the draws – the sooner you register, the more chances! (10 steps to your gift, see below).

Quiz “Constitution is me!” passes every day, from July 25 to July 1. The final will take place on July 8th. The broadcast of the draw itself can be seen on the TV channels “Aist” and “TVC”, or listen to the radio “Komsomolskaya Pravda” (91, 5 fm). And in order to immediately find out the results and check your number, and, at the same time, and luck, go to irk.kp.ru. They are also published in the newspaper Komsomolskaya Pravda. The winner is determined randomly, a combination of numbers falls in a special program.

By the way, for the convenience of those who did not follow the quiz “The Constitution is Me!” in the Irkutsk region on June 25, 26 and 27, we publish all the winning numbers for these days. Check maybe you are lucky!

On the first day of the draw it was decided who would receive the car, TVs, tablets and immediately a table smartphones. On the second day, another 50 smartphones, 5 tablets, 3 TVs and finally a car participated in the draw!

On the third day – three televisions, five tablets and 50 smartphones. All of them are looking for their owners.

Today, June 28, in the prize draw – one (first) apartment, one car, 15 tablets, 60 smartphones and 10 TVs.

Quiz “Constitution is me!” in the Irkutsk region June 28: results

Here they are – the ticket numbers of the next winners! If the drawn numbers match your receipt, call to get a prize (phones are listed below).

The rooms, the owners of which receive the prize on June 28 – TV:

380414204

380297364

380451007

380608888

380028159

381195598

380033937

380032569

380186454

380258844

Numbers whose owners receive a prize on June 28 – tablet:

381194956

380151013

380445831

380373467

380486539

381038296

380544264

380288486

381244502

380820987

380906941

380059829

380428707

380611597

380064125

The numbers the owners of which receive the prize on June 28 – smartphone:

380324046

380828300

380777226

380313339

380168927

380372836

380710498

380011467

380659005

380696711

380059829

381054503

380066063

380929586

380329636

380091401

380165653

380191921

380054536

380066850

380324160

380638913

380907017

380613221

381018095

380853695

380426160

380549072

380046080

380357252

380565087

380138898

381073572

381149796

380799718

381004152

380769141

380464867

380491056

380254145

380733284

380576815

380285616

380364985

380799367

381265470

380006246

380430885

380298926

380601924

380210762

381197454

380669700

380589202

380881173

380149722

380571093

380124021

380691003

380974706

Number, the owner of which won the apartment on June 28:

380926815

Number, the owner of which won the car on June 28:

380332946

Komsomolskaya Pravda congratulates the winners of the quiz “The Constitution is Me!” in the Irkutsk region on June 28.

The quiz “Constitution is me” in the Irkutsk region on June 27, the results:

Congratulations to the winners (look for your numbers)

Five tablets

380228420

380741531

380138024

381162865

380322891

Fifty smartphones

380915100

380882325

380895441

380815963

380726999

380062701

380040460

381058512

380372562

380666521

380181543

380014984

380691028

380906343

380638894

380091914

381101962

380347137

380191308

380626025

380661771

380191313

380415394

380483779

380419023

380692005

380462538

380945855

380539343

380209253

380638861

380652639

380453875

380518317

380701469

380000259

380881572

381121487

380014235

380610211

380224106

380258023

380280186

381011893

380078187

380840459

380904905

380523960

380895244

380864607

Three TVs

380949628

380884252

380680550

The quiz “Constitution is me” in the Irkutsk region on June 26, the results:

Congratulations to the winners (look for your numbers)

Three TVs

381158998

380700525

380716819

Five tablets

381097479

380684952

381014384

380456957

380648004

50 smartphones

380580904

380930732

380189887

381080169

380735729

381148204

380528013

380333136

380054649

380248928

380529958

380806413

380945009

380500435

380333085

380371698

380960057

380840287

380544413

380680777

380554122

380008256

381101511

380645308

380528760

380701967

380388513

380151724

380022132

380258856

380455568

381009448

380405350

380491032

381015517

380807148

380754322

380733113

380544333

381197358

380165429

380256312

380145745

380952013

381012704

380767789

380696022

380116805

381136907

380004144

Constitution quiz is me quiz in Irkutsk Oblast June 25, results

Congratulations to the winners (look for your numbers)

Car:

380347425

TVs:

380544205

380901485

380408476

Tablets

380009943

380809729

380859492

380033763

380549493

Smartphones

380571430

380659143

380016478

380322400

380311556

380027439

380350784

380033724

380799665

380068600

380632952

380609672

380132850

380061141

380281604

380860272

380454777

380005996

380948550

380710341

380339590

380384251

380730143

380008412

380549497

380528012

380748012

380015832

380529731

380016865

380331286

380008461

380350779

380068525

380033767

380444908

380512219

380544407

380528945

380132975

380061576

380592034

380499314

380328761

380066362

380319170

380528807

380145686

380476813

380342935

380473313

380096467

380067061

380291697

380817972

380331478

380425395

380714003

380221996

380009074

380449722

380256161

380032625

380440132

380317985

380815923

380472367

380010689

380132612

380842003

380068597

380452044

380741012

380836444

380452192

380252443

380673101

380012448

380491552

380952004

380400522

380680573

380661719

380041502

380818462

380675062

380780950

380483728

380384625

380408300

380617356

380920037

380829999

380583220

380752506

380351230

380316641

380195246

380066272

380347263

HOW TO WINNERS RECEIVE PRIZES

50 smartphones


Quiz Regulation

Quiz Regulation


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Siberian woman who won the car in the quiz “The Constitution is me”: “You will no longer have to share one car with your husband for two” (Details)

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In the Federation Council explained the lack of an invitation to the Victory parade Zelensky :: Policy :: RBC

Russia had no reason to invite the President of Ukraine Volodymyr Zelensky for the Victory parade in Moscow, wrote on Twitter the Russian Senator Alexey Pushkov.

According to Pushkov, there was every reason not to invite the Ukrainian leader. The Senator noted that the invitation would be “100% denied”. At the same time, it would become “subject to propaganda manipulation, and would give the chance Zelensky show absent his political weight.”

In the Kremlin explained the refusal to invite Zelensky at the Victory parade

Previously, the decision not to send Zelensky an invitation to the Victory parade explained the press Secretary of the President of Russia Dmitry Peskov. According to him, the emphasis is on the invitation of the CIS heads of state and those leaders who expressed a desire to come to the feast. At the same time Ukraine “is not a de facto and largely de jure member of the CIS” and announced their desire to join the celebration of Victory Day.

Peskov said that confirmed their participation in the festival the representatives of Kazakhstan, Kyrgyzstan, Serbia, Croatia, Moldova, Abkhazia, South Ossetia, Tajikistan, Turkmenistan and Uzbekistan.

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School: Ministry presents floor: masks, tiered entrances, protected routes – Chronicle

Education Minister Lucia Azzolina met the union organizations of the school and school leaders this morning in view of the resumption of September and the next state exams. At the center of the meeting, in particular, the return to safety, from the health point of view, of both staff and students. “We are working with the social partners to study together all the necessary measures to ensure the safety of staff and our students,” said the minister.

The Ministry of Education has presented principals and unions with a “first draft” of the protocol on safety for returning to school in September, a text that must now be examined by the social partners and then sent to the Technical Scientific Committee and will have to give its assessments. According to the National Headquarters Association, “the proposed draft presents aspects that are too uncertain but appreciated the wide availability to review it”.

Among the proposals put forward in the text, the use of masks for anyone who enters schools, the obligation to avoid gatherings at the entrance and exit, perhaps with the postponement of class entry times (with the hypothesis of 15 minutes difference), the possibility to try the student fever even if the state of malaise is not declared, while as in all jobs a prof and Ata the temperature should be measured every day.

In addition to the restriction of entrances for outsiders, including parents, in the draft text one thinks of protected and obligatory routes within the institutes, cleaning and sanitizing of all environments, especially those such as canteens, bathrooms and gyms. Access to common areas must be contingent with continuous ventilation and respect for the safety distance. The protocol also provides for the management of people healed or infected by Covid. The activities foreseen by the future protocol must then be compulsorily attached to the Risk Assessment Document (DVR), before the start of the next school year. The transposition of the protocol, accompanied by the guidelines and ministerial circulars, can in any case be integrated according to the specific needs of each school.

The National President Antonello Giannelli was present at the meeting for the PNA. “The Minister – explained a note from the principals – pointed out that the reopening of the school premises should be planned, since the other sectors have already reopened or are in the process of doing so in the coming weeks. To restart school activities in the presence, however, considers it necessary to sign a specific security protocol. In this regard, the Minister specified that the various activities, including the final state exam of the second cycle, will restart only and exclusively after the favorable opinion of the technical-scientific committee, taking into account the epidemiological trend “.

Furthermore, the Minister “expressed a heartfelt thanks to the school directors for the great effort made in organizing and coordinating the DAD and asked the trade union organizations to contribute to the drafting of the protocol, sending the related contributions closely. He finally clarified that the protocol can be signed only after having been validated, from a health point of view, by the committee “.

Ministry officials explained, “briefly, a first draft protocol formulated by the Administration and invited participants to send their eventual proposals for modification and integration”. The PNA delegation “pointed out that the proposed draft has too uncertain aspects but appreciated the wide availability to review it. We reiterated that the protocol is absolutely necessary but that it must be unambiguous and it must not present interpretative margins which could involve risks for collective health, exposing managers to improper liability. Our position on the conduct in the presence of the state exam, already expressed days ago, does not change: if the government deems it feasible, it must assume all responsibilities. The school leaders are ready, as always, to answer for those that belong to them, but not for others. This is why clear rules are needed and, above all, respectful of everyone’s skills and prerogatives “.

The PNA also asked that the protocol contain specific provisions for Italian schools abroad, in terms of harmonization of Italian and national legislation, and that the competition at DSGA be completed in useful terms to assign the winners to the educational institutions. already in September, “concludes the note.

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Czech Republic will send security agents to protect diplomats in Moscow :: Politics :: RBC

The Czech Foreign Ministry intends to send employees of its security service to Moscow to protect its diplomats. This decision was made after the protests of the Russians, dissatisfied with the demolition of the monument to Marshal Ivan Konev in Prague

Czech Embassy in Moscow

(Photo: Sergey Savostyanov / TASS)

The Czech Foreign Ministry considers it appropriate to strengthen security measures for diplomatic mission staff in Moscow. This was stated in an interview with RBC by the head of the diplomatic department Tomas Petrzycek. “We plan to strengthen security measures for diplomats and will send security officers directly from our Foreign Ministry to the Czech embassy in Moscow,” he said.

Earlier, the Czech Foreign Ministry sent a note to Russian colleagues over an action near the Czech Embassy in Moscow on April 5, the responsibility for which took over activists of the Other Russia movement. “The Czech Embassy in the Russian Federation today sent an official note to the Russian Foreign Ministry. We expect that the Russian authorities will take the necessary measures to prevent such incidents, ”said spokeswoman for the Ministry of Foreign Affairs of the Republic Zuzana Shtikhova. The protesters fixed a banner with the words “Stop Fascism” on the fence of the Czech Embassy and threw a smoke bomb into its territory. On April 16, the participants of “Other Russia” held a rally using smoke bombs at the Czech consulate in St. Petersburg, due to which the Ministry of Foreign Affairs of the republic also expressed concern and appealed to the Russian diplomatic department. During both actions, demonstrators protested against the decision of the Prague municipal authorities to dismantle the monument to Marshal of the Soviet Union Ivan Konev.

According to Tomasz Petřicek, Russia has not yet responded to requests from the Czech side. “Unfortunately, we are still waiting for a reaction from the Russian authorities. We did not receive an answer either about the incident in Moscow, or about the incident in St. Petersburg, where our consulate general was attacked, ”he told RBC.

The monument to Marshal Konev, located on one of the squares in the sixth district of Prague since 1980, was removed from the pedestal on April 3 by decision of the city authorities. As the district’s press secretary Ondrej Shramek stated, the city council decided to dismantle the monument in September last year. The sculpture will be moved to the storehouse, and then it will become part of the exposition of the Museum of the 20th Century. The Russian Foreign Ministry called this step a crime and a violation of the Friendship Treaty of 1993. Russian Defense Minister Sergei Shoigu appealed to the head of the Investigative Committee of Russia, Alexander Bastrykin, with a request to prosecute foreign officials responsible for the demolition of monuments to Soviet citizens.

In the Czech Republic, they believe that the dismantling of the monument and its transfer to the museum does not contradict international agreements. “The movement of the monument did not violate any agreement between the Czech Republic and Russia. The agreement of 1993 does not indicate that this monument can only stand on a square in Prague and nowhere else. But what the 1993 agreement says explicitly is the obligation of both parties not to interfere in each other’s internal affairs, ”reminded RBC Czech Foreign Minister Tomas Petřicek.

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The price of Brent crude oil rose by more than 5% :: Economy :: RBC

The growth was more than 5.7% for Brent crude oil and more than 7.2% for WTI. Oil quotes rise in price after the entry into force of a new OPEC + deal on May 1 to record a reduction in raw material production


BRENT



BR-6.20




$ 25.28


-0.71%


Photo: Andronov Alexey / TASS

Photo: Andronov Alexey / TASS

The cost of the July futures for Brent crude oil rose by 5.79% and reached $ 27.97 per barrel, according to trading data on the ICE exchange in London. The price of WTI American oil with delivery in June added 7.23% and is trading at $ 21.21 (data as of 23:48 Moscow time).

Oil quotes began to grow after the entry into force on May 1 of the new OPEC + deal to reduce daily production by almost 10 million barrels. On the morning of May 1, the price of Brent crude for July delivery rose by more than 2% and exceeded $ 27 per barrel (at maximum Brent futures then cost $ 27.7). The price of the June WTI oil futures on May 1 at the moment exceeded $ 20.3.

In early March, OPEC + member countries were unable to agree to extend the deal. It ceased to operate on April 1, and the oil production limits set in the cartel were thus lifted: now countries themselves could regulate their production of raw materials.

Dvorkovich predicted the price of oil by the end of the year

The fall of the ruble prompted private investors to change strategies :: St. Petersburg :: RBC

At the same time, the activation of private investors during the period of market turbulence was almost not accompanied by panic throws, but was often associated with an attempt to use a convenient moment to maximize potential profitability. “We observed deliberate, prudent actions by clients to rebalance their portfolios,” describes VTB Capital Investments Chief Executive Officer, Senior Vice President, Head of VTB Brokerage Services Vladimir Potapov. “Customers behaved quite calmly during the collapse of the market as a whole. We believe that many investors have learned the lessons of previous crises and learned not to go into a state of panic with strong movements in the market. Moreover, we noticed an influx of new customers who came to the market to take advantage of the current low prices for the purchase of assets, ”Aisha Kubezova shares observations.

“In general, customers reacted very correctly,” agrees Vsevolod Lobov, Investment Director of UK Dokhod. “Closing portfolios is usually a consequence of the insufficiency or absence of an airbag.”

Escaping Profitability

The influx of private investors into the stock market as a result of the search for alternative bank deposits options for investing took shape in the trend at the turn of 2017-2018. By that time, the Russian Central Bank had achieved obvious successes in the field of inflation targeting, which led to a stable decrease in interest rates. The inflation target declared by the Central Bank is 4%. According to official figures, at the end of 2019, this figure dropped to about 3%, although this year, for obvious reasons, the price increase may accelerate. However, the final indicator, according to analysts of the Central Bank, will not deviate significantly from the given reference point. In this case, bank deposit rates are unlikely to exceed 6% per annum.

This level is unattractive for customers of Russian banks who are accustomed to saving funds at a double-digit or almost double-digit percentage. The search for alternative investment options is a natural reaction in this case. Moreover, we are talking mainly about clients who, until recently, were not even interested in investment instruments.

The influx of private investors into the stock market as a result of the search for alternative bank deposits options for investing took shape in the trend at the turn of 2017-2018.

“The yield of the deposit at the level of 5-6% per annum ceases to be attractive to individual customers. Therefore, we expect that the demand for investment instruments will increase, ”said Darina Khokhlushina, Deputy Director of Raiffeisenbank’s North-West Retail Center for Retail Business.

“It must be understood that rates in dollars and euros will be pushed to zero for a very long time, and rates in rubles will not repeat the history of 2014-2015,” says Alexey Teploukhov, vice president of Bank Saint Petersburg. “As a result, the attractiveness of financial market instruments can significantly increase, taking into account the returns that we see now.”

An additional stimulating factor in the growth of private investment in the stock market, according to Darina Khokhlushina, was a low threshold for entry and universal digitalization, which facilitated the opening of accounts and transactions. “In the structure of demand, 60% falls on investments in mutual investment funds (UIFs), 20% each on opening a brokerage account and trust management together with an individual investment account (IIA),” Darina Khokhlushina, statistics of Raiffeisenbank, cites.

“Over the past 3 years, the trust market has been growing at a record pace. And this growth is provided precisely by private investors, who, during the period of lowering deposit rates, are looking for alternative and more profitable options for their investments. Both the number of customers and the volume of their assets in recent years have grown several times, ”says Andrei Makarov, head of the Sberbank Asset Management sales department.

Market participants believe that market instability will not stop the continued influx of private investors into the stock market. “2020 as a whole will be very successful for investment products,” predicts Vsevolod Lobov. “This, among other things, will be facilitated by the upcoming increase in taxes on deposits.” Aisha Kubezova claims that some clients are already transferring their assets to the stock market in order to obtain increased returns against the backdrop of the introduction of a tax on deposits. Andrei Makarov, in turn, believes that a tax on deposits will make investments of a term of three years or more more interesting due to the privilege on long-term ownership of Russian securities, in which income up to 3 million rubles per year is not subject to personal income tax.

Attach and expand

The development of an investment culture also implies a change in the attitude of the mass investor to various instruments offered by market participants. “At the first stage, in 2017–2018, customers actively invested in instruments investing in bonds. They regarded them as the most close to deposits instruments in the stock market. Bonds are a conservative tool, their price fluctuations are much lower than in stocks, issuers commit themselves to return 100% of the cost and pay interest, ”Andrei Makarov shares his observations.

The development of an investment culture also implies a change in the attitude of the mass investor to various instruments offered by market participants.

However, he continues, after a brief but sharp decline in the debt market in 2018, many customers realized that it was necessary to diversify their investments: someone transferred part of the funds to equity funds, but most prefer mixed funds and strategies, that is, those that invest both in stocks and bonds.

“Now an individual investment account with a ready-made strategy is in active demand among customers. It does not require any special knowledge from a person – you just need to choose a strategy, then everything is done by professional financiers, ”notes Andrey Makarov.

Interestingly, the two-millionth IIS was opened literally in early April by a client of VTB Bank from the Sverdlovsk Region. A special case only emphasizes the general trend: according to VTB representatives, we are talking about a new participant in the financial market, who had never before tried his hand at investing. The growing popularity of individual investment accounts is due to tax deductions: the holder of the IIA is given the right to return 13% of the paid income tax from an annual contribution of up to 400 thousand rubles (that is, up to 52 thousand rubles per year) or to receive an exemption from taxation of the total amount of income earned on the IIA (when closing the account).

According to Aleksey Teploukhov, Bank Saint Petersburg clients were most often interested in ruble bond strategies (through mutual funds, trust management, IMS) with yield to maturity exceeding bank deposit rates by 2-3 percentage points, and also presented demand for portfolios of Eurobonds in dollars and euros with an expected return of 4-5%. “Structural notes in currencies with an expected return of 8-10% with conditional capital protection, withstanding a 50% drop in the stock market on the horizon for 5 years, were also of interest,” adds Alexey Teploukhov.

The events of March-April 2020 provided additional food for thought by private investors. “Obviously, stock portfolios have been hit hardest. A serious drop in prices is also observed, for example, in the segment of high-yield eurobonds (high-yield), for which there was a very high demand in 2019, ”says Alexey Teploukhov. Funds and management strategies that involve investments in euro-denominated Eurobonds, as well as funds investing in gold, are best shown. “Investors see gold as a protective asset, and in periods of fluctuation, demand for it increases sharply,” Andrei Makarov explains.

“Regardless of the type of product / asset, a conservative investment strategy (in bonds) implies a ruble yield of 7-8% per annum, a balanced strategy (70-80% of the portfolio in bonds, the rest in shares) – 10-12%, and aggressive strategy (100% in shares) – from 20% ”, – Darina Khokhlushina marks the benchmarks.

Play for long

As for the yield of foreign currency instruments, in conservative funds of Eurobonds the yield of securities to maturity is now at the level of 5-7% in US dollars. “Such a high level of yield to maturity for dollar bonds in foreign currency is associated with a significant reduction in their prices during March. On the horizon of three or more years, an investor should focus on a range of 3-5% per annum in dollars, ”explains Andrey Makarov. Products that exhibit higher levels of risk, such as stocks or exchange-traded funds (ETFs) for stock indices or high-yielding bonds, can achieve double-digit returns in foreign currency. “But you should always remember that the risks of reducing the value of the portfolio of such instruments are proportional,” warns Andrei Makarov. However, he is convinced that now on the market there really is a good opportunity to buy quality assets at good prices. Alexey Teploukhov agrees with this statement: “We do not know when the fall will end, but obviously the crisis is a unique chance for a significant increase in the potential return on our investments. Such a chance occurs every 5-10 years. ”

“However, one must be prepared that the period of fluctuations will continue for some time. Therefore, it is now better to enter the market in parts at regular intervals, thus averaging the price of entry (so as not to try to find the “bottom”, because this is impossible). And you also need to invest at least for a period of 1 year, and preferably 2-3 years, ”advises Andrei Makarov.

“Regardless of investment instruments, currency diversification is a traditional approach to preserving savings,” Darina Khokhlushina shares recommendations. – Under current conditions, assets in rubles bring profitability, and the currency part will help to keep them from impairment. If you earn in rubles and plan large purchases, then it makes sense to keep in the national currency 40-50% of the funds, 25-30% in dollars and euros. About 20% of the assets should be freely available in case of unforeseen expenses. This problem is solved by the savings account, the yield on which is 5-6% per annum, and withdrawals and replenishment are not limited. This is a simple tool for flexible savings management. ”

Repeat publication of 04/22/2020

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