Coronavirus and tourism, how to rent a holiday home safely – Il Tempo

2020 will be a different summer for many Italians. After the difficult lockdown period, the desire for a holiday is felt, at the same time there is a strong need to organize a safe summer, also for health. So the holiday home, independent and easily accessible by its own means, becomes a valid alternative for many.

This trend rekindles the attention on the importance of acting safely on the web, from the moment of research and booking, to ensure a peaceful and safe summer from all points of view. From the postal and communications police, the UNC – National Consumer Union – and immediately the vademecum arrives to choose your holiday home safely with a few simple rules to apply when searching for and booking accommodation.

The postal police assist citizens on network security, helping them to identify and limit possible risks. The use of the web to search for one’s holidays is now a consolidated reality and a great opportunity, for this reason the collaboration with those who protect the interests of consumers and with the marketplace leader in Italy is renewed.

And here is the guide of 8 rules to plan and live a holiday in safety created by Postal and Communications Police, National Consumer Union and Immediately:

Realistic, complete and not too glossy images: To check the consistency and truthfulness between images and houses, use a web image search engine to upload the photos in the ad and check that they are not stock photos but shots of a royal house;

Complete and detailed description of the property: To understand if the property and the area (distance from the sea, central position …) correspond to the description made in the ad, look for the road indicated on the maps available on the web and, once you have found the place exactly, view it via satellite;

Contact the advertiser via chat: For further confirmations, contact the advertiser via the platform chat, ask for additional information and photos on the property and learn more with a chat asking for the telephone number, possibly fixed;

Adequate property price: To understand if a price is high, low or adequate it is appropriate to do a search on the area through the platform where the ad is present, also using a search engine and checking if the price is not too low and therefore actually in line with the location and structure of the house;

Meeting with the advertiser: To check that everything is correct, meet the advertiser where possible for a visit to the house and to deliver the amount due in person;

Deposit request and value: The request for a deposit is legitimate, provided it does not exceed 20% of the total;

Identity documents: Do not send personal documents. Identity card, driving license or passport must never be shared as they could be used for unlawful purposes;

Payments: Make payments only on IBAN or via tracked payment methods, the bank IBAN must be traceable to an Italian current account that can be verified using tools such as IBAN calculator.

With the aim of reaching as many users as possible, the 8 golden rules are available on the Subito, Postal and Communications Police and UNC platforms and will also be promoted through social networks with dedicated activities.

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Doctors from Russia arrived at Baikonur Cosmodrome to fight against coronavirus :: Society :: RBC

Фото: Aubrey Gemignani / NASA / Getty Images

Specialists of the Federal Biomedical Agency (FMBA) arrived on a special board at the airport of the Extreme Baikonur Cosmodrome. This was reported to RBC in the press service of Roscosmos.

“On the same flight, mechanical ventilation devices, 2 thousand sets of personal protective equipment and the necessary medicines in sufficient quantities arrived,” the state corporation said.

Curfew imposed in Baikonur due to coronavirus

Photo: Alexey Filippov / RIA Novosti

They noted that “they are taking all necessary measures” in order to prevent the spread of coronavirus infection in Baikonur.

On June 26, a curfew was introduced in the Kazakh city of Baikonur because of the coronavirus, restrictions were placed on entry and exit from the city, and public institutions were closed. At the same time, the spaceport continued to work.

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Doctors from Russia arrived at Baikonur Cosmodrome to fight against coronavirus :: Society :: RBC

Фото: Aubrey Gemignani / NASA / Getty Images

Specialists of the Federal Biomedical Agency (FMBA) arrived on a special board at the airport of the Extreme Baikonur Cosmodrome. This was reported to RBC in the press service of Roscosmos.

“On the same flight, mechanical ventilation devices, 2 thousand sets of personal protective equipment and the necessary medicines in sufficient quantities arrived,” the state corporation said.

Curfew imposed in Baikonur due to coronavirus

Photo: Alexey Filippov / RIA Novosti

They noted that “they are taking all necessary measures” in order to prevent the spread of coronavirus infection in Baikonur.

On June 26, a curfew was introduced in the Kazakh city of Baikonur because of the coronavirus, restrictions were placed on entry and exit from the city, and public institutions were closed. At the same time, the spaceport continued to work.

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The star of the film “Big Change” barely making ends meet

Valentine Titov viewers fell in love with the cult films Shield and Sword and Big Break. Despite fame, the 78-year-old actress lives very modestly. Not to say poor.

Valentina Titova experienced in her life the betrayal of her colleagues, separation from her daughter, and difficult financial situation. However, the star of the Soviet films does not lose heart on self-isolation: “I live in the old way, I put in order the apartment, myself and I comply with these standards.” Such little things make her happy.

Valentina Antipovna does not hide – her no financial airbag. “My pension is 16 thousand rubles a month due to the lack of ranks … They also added four thousand due to the virus. As a result, 20. I understood: I can live on them poorly and economically,” StarHit quotes her.

Half of the amount from the actress goes to rent. She learned to save.

Was poor several times in her life. But we experienced these moments. There is nothing wrong with that, the body also needs a respite, it is impossible to endlessly exist under the motto “How I want!”. Now I live as I did not want, but I live … Life is a great test. If you pass it, then you are a man. And the rest is schizophrenia and idiocy, “the star admits.

She advises – no need to save, you just need to part with money. At 78, Valentina Antipovna looks gorgeous.

Do not turn into the old woman Isergil. And this is very easy: in the morning, don’t put on a bra and underpants, don’t pull on tights … Here you are cuttlefish … I want to be better. For example, I really do not like to dye eyelashes, but it is necessary. The actor must wear this uniform all his life, he is the face of the nation, “the celebrity is sure.

She does not complain about anything, but misses her daughter and granddaughter very much. They live in Greece and waiting for Titov to visit her.

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The head of the Ukrainian operator suggested that Gazprom store gas in Ukraine :: Business :: RBC

The head of the Ukrainian GTS operator, Sergey Makogon, said that Gazprom could pump additional volumes of gas into its underground storage facilities that are not in demand in Europe. According to him, it is cheaper than renting storage facilities in the EU

Photo: Denis Grishkin / Vedomosti / TASS

The Director General of the Ukrainian gas transmission system operator (which has been carrying out the transit of Russian gas to Europe since January 1, 2020) Sergey Makogon suggested that Gazprom lease part of the capacities of Ukrainian underground gas storage facilities (UGS) for injecting surplus gas. “I think this year 10 billion cubic meters will be available for injection. m of gas from 31 billion cubic meters. m total power [украинских подземных газовых хранилищ]. Gazprom can also store gas in Ukrainian underground gas storage facilities, ”he said in an interview with RBC.

According to a new contract concluded at the end of 2019, the Russian company is to deliver 65 billion cubic meters to Europe through Ukraine. m of gas in 2020, or 178 million cubic meters. m per day. The parties agreed that even if transit would be less, Gazprom should still pay for these minimum capacities for pumping gas (the “download or pay” principle). “Already, the company does not fully use the paid transit capacities – out of 178 million cubic meters. m per day, only an average of 150 million cubic meters is used. That is 28 million cubic meters. m per day is paid, but not used, ”- says Makogon. Therefore, it makes sense to consider the appropriateness of using all the paid capacity for importing gas to Ukraine, part of the volume can be given for transit, and the remainder can be brought into storage, he added.

The head of the “Ukrainian GTS Operator” – RBC: “We are ready for” zero transit ”

Sergey Makogon

According to the head of the Ukrainian gas transportation system operator, in winter, when demand in the EU grows, Gazprom will be able to pick up gas from the underground gas storage facilities and send it to the EU. For this, the company needs to sign a standard storage agreement at the rates of the Ukrainian regulator – about $ 10 per storage cycle of 1 thousand cubic meters. m of gas. The gas storage cycle in the UGSF includes the cost of three processes – injection, storage and extraction (extraction from the UGSF), usually gas is pumped into storage from April to October, and taken in winter.

“Ukrainian UGS facilities are 3-5 times cheaper than European ones, therefore there is demand and economic feasibility,” Makogon emphasized, adding that Ukraine is open for negotiations. RBC sent a request to the press service of Gazprom.

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IW expects housing prices to fall due to the corona crisis

Apartments in Berlin

According to the IW, housing prices could fall due to the corona crisis.


(Photo: dpa)

Frankfurt According to a study by the German Economic Institute, the prices for apartments in Germany could fall due to the corona crisis. “Based on possible bankruptcies and increased unemployment, future rent expectations should be reduced because households have less income overall,” wrote study author Michael Voigtländer.

“This could tend to have a negative impact on house prices.” Uncertainty is also growing, which is affecting purchase prices. The “Welt am Sonntag” had previously reported.

The more the economy slumps, the more prices are likely to fall. Sharply falling interest rates, in turn, slowed the price decline, IW real estate expert Voigtländer said on Monday. This would make real estate more attractive than other forms of investment.

Voigtländer expects interest rates to continue falling in the long term, as households are likely to save more for fear of the crisis and the relaxed monetary policy of the European Central Bank should further depress interest rates.

“The residential property market will come through the current crisis relatively well,” believes the economist. He expects prices to fall between zero and twelve percent this year.

However, there may be regional differences. With the often expensive real estate in southern Germany, there should be “more faults” because the car industry there is particularly badly affected by short-time work in the Corona crisis.

The demand for micro-apartments and luxury apartments is also likely to decrease, as they are often used by foreign specialists.

The IW hardly anticipates a decline in rents. Rents often stagnated in a crisis, as experience from earlier times showed. Owners would rather accept vacancy rates for apartments than lower rent.

More: The corona shock becomes a stress test for coworking.

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Prosecutors warn that being affected by an ERTE means having ‘two payers’ in the income statement | My rights

The nearly four million workers affected by an ERTE from Covid-19 could be scared next year when they file their income tax returns. The reason is that, for tax purposes, they will have two payers in the 2020 personal income tax campaign, with the practical consequences that this usually has. The first problem is that, surely, they will have to present the declaration, even when their income does not exceed the legal limit; the second is that it will probably pay you. Experts warn about this issue, which may have gone unnoticed by many workers who have been forced into an ERTE.

Changing jobs, combining jobs or becoming unemployed are the usual situations in which workers receive income from two or more payers in the same year. This circumstance influences, in the first place, the tax obligations of the taxpayer, and, furthermore, may affect the result of the tax return at the time of its presentation.

When is there a second payer?

As a general rule, explains Marcos Escoda, a tax expert at Marimón Abogados, it is considered that there are two or more payers for tax purposes “when income is received from entities that have different tax identification numbers (NIF).”

Unemployment benefit is, like payroll, income from job performance, and Social Security is considered one more payer for tax purposes. This same rule applies to benefits received by workers at ERTE. As confirmed by Miguel Ángel Galán, partner of Andersen Tax & Legal, “if SEPE or another public body satisfies us with any remuneration, it is considered to be a payer for personal income tax purposes”.

Other cases in which the Administration becomes a second payer are, for example, when the worker retires once the year has started, or when he receives the benefits of FOGASA (Salary Guarantee Fund) because his company is insolvent.

They will have an obligation to declare

Having been affected by an ERTE by Covid-19, it can suppose that a worker who, under normal conditions would be exempt from filing the income tax return, has to fill it out. Without taking into account other assumptions, the law establishes that there is only an obligation with the treasury if 22,000 euros or more are paid as income from work during the year. However, this limit drops to 14,000 euros when the worker has collected from two or more different payers, and, in addition, the amount paid by the second (and other payers) exceeds 1,500 euros.

It is relatively easy, therefore, that those workers who have been for two or three months in an ERTE have an obligation to file the income tax next year despite having an income of less than 22,000 euros.

Income result

One of the most common problems of having two or more payers in the year is that the result of the income statement returns positive numbers. It is quite frequent in cases of receipt of wages and unemployment or other benefits during the same tax period. “You have to see the specific case, but yes, it could go out and pay,” Galán predicts regarding the workers at ERTE.

Having two or more payers does not imply having to pay more personal income tax, but it can mean that an adjustment must be made with the treasury when the return is filed. In the end, the result depends, among other things, on whether the employer has withheld the appropriate percentage in anticipation of payment of the tax on the worker’s payroll.

The issue is that the second or subsequent payers calculate the withholding that they apply to the payroll based on the compensation they will pay until December 31. By not taking into account everything that the worker receives throughout the year, they will normally have a lower withholding rate than would be the case if all that had been previously charged was taken into account, explains Leandro Sequeiros, a partner at Lean Abogados.

As the SEPE (Public State Employment Service) applies a minimum withholding on the money paid to workers in unemployment or in ERTE, it is probable that the amounts not withheld will have to be adjusted with the Treasury at the time of making the income statement , that is to say, that this one leaves to pay.

Unless a new type of withholding is communicated to the new employer that takes into account what he has earned up to that date and what he will earn from then until December 31, explains Sequeiros, “the normal thing is that you go out to pay in the statement of income”.

However, Galán points out, we must not lose sight of the fact that, in the end, the same taxes are paid for the same income. It is, he explains, “a matter of liquidity and financial effect”, what is known in tax law and economics as the theory of financial illusion.

Can I stop him from paying me?

Regardless of the circumstances of each taxpayer, workers who receive income from two or more payers can ensure that this fact does not harm them in their income statement.

One way to avoid the consequences of applying a lower withholding on this income is to request the second payer to modify the rate. According to Sequeiros, there are specific forms, depending on the administration from which the income comes, through which a type of voluntary withholding higher than that calculated by the administration itself can be communicated.

However, the new type of withholding requested will apply, at least until the end of the year. In addition, it will remain in force in subsequent years if it is not waived in writing or another superior is requested. On the other hand, if, finally, the statement comes out, it is important to remember that the Treasury allows the personal income tax to be divided into two payments.

Solutions proposal

The possible negative tax consequences of being included in an ERTE have not gone unnoticed by the tax advisers, who have submitted their proposals in this regard.

The Spanish Association of Tax Advisers (AEDAF) circulated a note a few days ago proposing that these incomes be exempt for, they explained, “trying to ensure the liquidity of these people who see their income reduced to 75% of the contribution base.” On the other hand, they advocated establishing an express exception so that the application of the ERTE did not suppose the existence of two payers for the purposes of the tax, and thus avoid that many taxpayers have the obligation to file a declaration in addition to the withholding adjustment problem.

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“We are going to accelerate the income returns to put money in the hands of the taxpayer”

José María Iruarrizaga | Deputy of the Treasury of Bizkaia

The provincial deputy of the Biscayan Treasury, José María Iruarrizaga. / Yvonne Iturgaiz
The provincial deputy of the Biscayan Treasury, José María Iruarrizaga. / Yvonne Iturgaiz

He points out that the decrease in energy consumption can generate a collection problem