The government has detailed the parameters for the 2026 Bono Invierno, a state aid program designed to assist older adults manage the increased costs associated with the coldest months of the year. This benefit is delivered as a one-time, automatic payment integrated into the pension for the month of May.
Payment Amount and Nature of the Benefit
For the 2026 cycle, the benefit amount has been set at $81,257. Because the payment is liquid, beneficiaries receive the full amount without deductions.
Eligibility Criteria and Target Groups
Access to the Bono Invierno is reserved for pensioners who meet specific legal and financial conditions. The system automatically evaluates eligibility, removing the need for individuals to submit a formal application.
Eligible groups include pensioners from the IPS, ISL, Capredena, Dipreca, or employer mutuals, provided their pension is equal to or less than the minimum for those over 75 years old.
the benefit extends to AFP pensioners receiving a minimum pension with a state guarantee, as well as those receiving reparation pensions—such as political prisoners, widows, or political exonerees—provided it is their sole source of income.
Beneficiaries of the PGU also qualify. Those who receive only the PGU are eligible even if the amount exceeds $231,440.35. For pensioners who receive both a base pension and PGU or APSV, eligibility depends on the base pension remaining at or below $231,440.35.
Core Requirements for 2026
To qualify for the payment, individuals must meet two primary requirements: they must be 65 years of age or older by May 1, 2026, and receive a pension equal to or less than $231,440.
When calculating this income limit, the system considers the total base pension, which includes benefits such as those granted for years of contributions.
Exclusions from the Benefit
The most common reason for exclusion is exceeding the income threshold. If a person receives multiple pensions and the combined total exceeds $231,440, the benefit will not be paid.
Other specific exclusions apply to those receiving coal indemnification and beneficiaries of the Disability Subsidy who are under 18 years of age.
Payment Process and Next Steps
Because there is no application process, the funds are deposited automatically. Pensioners are advised to review their payment stubs in May to confirm the reflection of the $81,257 payment.
Looking forward, eligible seniors may witness this payment as a primary tool for mitigating winter expenses. Depending on future economic adjustments, the income thresholds or the benefit amount could potentially be updated for subsequent years.
Frequently Asked Questions
Do I need to apply for the Bono Invierno 2026?
No, there are no procedures or applications required. The previsional system evaluates requirements automatically and deposits the money along with the May pension.
What is the maximum pension allowed to receive the bonus?
Generally, the pension must be equal to or less than $231,440. However, those who only receive the PGU or certain reparation pensions may qualify regardless of the amount if it is their only income.
Who is specifically excluded from this aid?
People whose total combined pensions exceed $231,440, those receiving coal indemnification, and Disability Subsidy beneficiaries under 18 years old are excluded.
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