The HSBC Revolution Card offers up to 8 miles per dollar (mpd) on dining, shopping, transport, and travel for customers who maintain a minimum S$50,000 balance in an Everyday Global Account (EGA). As of 1 April 2026, HSBC permanently reinstated travel and contactless spending bonuses, while introducing a 16,800 bonus miles welcome offer for new cardholders that runs until 30 September 2026.
How to maximize the HSBC Revolution rewards
Cardholders are split into two tiers based on their banking relationship with HSBC. Regular cardholders earn 4 mpd on up to S$1,000 in monthly bonus category spending. Those who maintain an average daily balance of at least S$50,000 in an EGA—referred to as “enhanced cardholders”—double that earn rate to 8 mpd on up to S$1,200 in monthly spending.
Bonus categories include dining, shopping, transport, and travel, provided transactions are made via contactless or online channels. According to HSBC, these points are valid for 37 months and can be transferred to 20 different airline and hotel partners through the HSBC Singapore app.
Welcome offer and eligibility requirements
New-to-HSBC customers who apply by 30 September 2026 can choose between 16,800 bonus miles or S$50 cashback. To qualify, applicants must receive approval by 14 October 2026 and meet a minimum spend of S$1,000 for new cardholders or S$500 for existing ones within the qualifying period.
HSBC defines “existing” cardholders differently than many competitors. You are only considered an existing cardholder if your most recent principal HSBC credit card was approved more than 12 months ago and you have not cancelled any principal HSBC card in the last year. If you do not meet these specific criteria, you may fall into what is known as “applicant limbo,” where you are ineligible for the welcome bonus entirely.
Direct application vs. affiliate channels
While the bank offers 16,800 bonus miles, third-party sites like SingSaver frequently provide alternative gifts. As of the current promotion, SingSaver offers options such as S$400 cash or other retail rewards for a lower minimum spend of S$500.
| Channel | Min. Spend | Gift |
|---|---|---|
| HSBC Direct | S$1,000 | 16,800 Miles (42,000 points) |
| SingSaver | S$500 | S$400 Cash or Select Retail Rewards |
You cannot combine these offers. If you value a mile at less than 2.4 cents, the cash option through affiliate channels often provides superior objective value.
Frequently Asked Questions
What transactions count toward the minimum spend?
Most online and offline retail transactions qualify. However, HSBC explicitly excludes insurance, utilities, education, government transactions, and payment platforms like CardUp or ipaymy from the qualifying spend.
When will I receive my welcome gift?
The bank credits welcome gifts within 120 days of your account opening date. Ensure you provide consent to receive marketing and promotional materials during the application process, as this is a mandatory requirement for the bonus.
Can I use my points for any airline?
HSBC supports 20 airline and hotel partners. Conversions are typically instant via the HSBC Singapore app, though Hainan Fortune Wings Club and Japan Airlines Mileage Bank can take up to 5 and 10 business days respectively.
Are you planning to sign up for the HSBC Revolution? Share your experience with the application process or your favorite transfer partner in the comments below.
