The Ministry of Housing and Urbanism (Minvu) has officially ratified the schedule for the 2026 First National Call of the DS1 Housing Subsidy for Middle Sectors. This housing benefit is designed to assist families who do not currently own property, providing them the opportunity to purchase a new or used house or apartment, or to build on their own land.
However, a critical warning has been issued regarding the application process. The final deadline to have the required minimum savings deposited and reflected in bank accounts expired this past Friday, May 29, 2026. Families who failed to secure their funds before this deadline will be unable to participate in this current call and will likely need to wait for the second call scheduled for November.
Staggered Digital Access to Prevent System Saturation
To manage the influx of applicants and prevent platform saturation, Minvu has established three staggered digital access routes for the month of June. The application windows are segmented based on the housing situation and previous application status of the individual.
- Automatic Application: Running from June 16 to June 30, this route is exclusively for those who applied during the final 2025 call, were not selected, and have maintained the same savings and family composition in their Registro Social de Hogares (RSH).
- Online Application: Available from June 17 at 08:30 until June 30 at 16:00, this digital route is for new applicants or those whose conditions have changed. Applications must be submitted via the Minvu website using Clave Única.
- Citizen Service Form: From June 19 until June 30 at 16:00, this option is designated for complex cases that require special documentation or specific reviews that the automatic system may not detect.
Requirements and Funding Tiers
For the Metropolitan Region and the general national tiers, applicants must be enrolled in the Registro Social de Hogares (RSH). The specific requirements and housing values allowed depend on the selected tier:
- Tramo I: Requires being within the 60% most vulnerable population according to the RSH. It requires a minimum savings of 30 UF (approximately $1,218,800) and allows for the acquisition of homes valued up to 1,100 UF.
- Tramo II: Requires being within the 80% most vulnerable population. It requires a minimum savings of 40 UF (approximately $1,625,100) and allows for the acquisition of homes valued up to 1,600 UF.
- Tramo III: Allows families exceeding 90% vulnerability to apply, with monthly income caps of up to $3,426,388 for households of four or more members. This tier requires 80 UF (approximately $3,250,200) in savings for homes up to 2,200 UF and necessitates a mortgage pre-approval.
Seniors applying for Tramos I and II receive a preferential benefit, which allows them to be exceptionally classified up to the 90% most vulnerable level within the RSH.
Expert Insight: The implementation of staggered digital access routes suggests a strategic move to mitigate system crashes during peak periods, though the strict deadline for savings means many eligible families may have already missed this window for the first call.
As the June application windows open, the focus will shift to how effectively these digital pathways manage the high volume of applicants attempting to secure housing through the DS1 program.
Frequently Asked Questions
What happens if I did not deposit my savings by the May 29 deadline?
If your minimum savings were not reflected in your account by that date, you cannot participate in this call and must wait for the second call in November.
How can I apply if I am a new applicant?
New applicants can use the Online Application route via the Minvu website using Clave Única, starting from June 17 at 08:30.
Is mortgage pre-approval required for all applicants?
No, a mortgage pre-approval is specifically mandatory for those applying under Tramo III.
Are you planning to apply for the housing subsidy this year?
