The Swiss Council of States has decisively rejected a proposal to mandate health insurance for prisoners who do not maintain a permanent residence in Switzerland. The move marks a significant setback for the Federal Council’s attempt to reform how medical costs are managed within the prison system.
The Current Healthcare Gap
Currently, approximately one-third of the prison population—roughly 2,300 individuals—is not required to hold mandatory health insurance. Under the existing framework, the medical costs for these inmates are covered by taxpayers.
Karin Kayser-Frutschi, President of the Conference of Cantonal Justice Directors, noted that the current system lacks clarity regarding responsibility and cost processing. “Today it is unclear who is responsible in certain cases and how the costs are processed. This is exactly the gap that should be closed,” she stated.
The proposed reform sought to implement a uniform regulation within the Health Insurance Act. This would have required all cantons to follow the same standards, potentially allowing costs to be covered through nationally organized insurance providers.
Arguments for Equality and Uniformity
On behalf of the Federal Council, SP Health Minister Elisabeth Baume-Schneider advocated for the expansion of insurance requirements. She argued that mandatory insurance would ensure that homeless prisoners receive the same treatment as all other residents in Switzerland, a principle she noted is prescribed by the Federal Constitution.
Under the new rules, these prisoners would have been required to pay health insurance premiums from their own funds.
Opposition and Practical Concerns
The proposal met strong resistance from the center-right majority in the Council of States. Mitte Councilor Brigitte Häberli-Koller outlined key concerns regarding the transient nature of the affected population, stating, “These individuals are in Switzerland solely due to criminal enforcement and have neither the intention nor the perspective to settle here.”
A primary concern for opponents was the logistical impossibility of debt collection. Häberli-Koller argued that if inmates leave Switzerland after serving their sentences, insurers would find it “factually impossible to collect outstanding claims.”
the majority of the commission expressed fears that the legislative change could lead to additional costs for general premium payers. They maintained that the healthcare of incarcerated persons is a state responsibility and should not be financed through insurance premiums.

The rejection by the Council of States was delivered at a rapid pace, leaving Minister Baume-Schneider to face a significant defeat despite her expressed regrets regarding the lack of enthusiasm for the project. The matter may still see further developments, as the National Council is expected to voice its position on the issue.
Frequently Asked Questions
Why was the change to mandatory insurance proposed?
The goal was to close the gap in how medical costs are handled and to ensure that prisoners without a residence are treated equally under the Federal Constitution.
Who currently pays for the medical costs of non-resident prisoners?
At present, the medical costs for these prisoners are covered by taxpayers.
What was the main reason for the Council of States’ rejection?
Opponents argued that it would be nearly impossible to collect premiums from individuals who leave Switzerland after their sentences and that healthcare for prisoners is a state duty that should not be funded through premiums.
Should the state remain solely responsible for the medical costs of non-resident inmates?
