OCBC Tokens have launched as the bank’s fourth rewards currency, offering customers a way to earn value through daily check-ins and foreign currency conversions, according to details released by the bank. Unlike established currencies such as OCBC$, 90°N Miles, and VOYAGE Miles, the newly introduced Tokens cannot be converted into airline miles or hotel points, serving instead as an isolated system strictly for voucher redemptions and special weekly drops.
Earning OCBC Tokens Through Daily Tasks and Conversions
Customers with access to OCBC Mobile Banking Services can enrol in the programme by tapping the OCBC Tokens icon on the home page, granting an instant joining bonus of 20 tokens, according to the bank’s guidelines. Once enrolled, users can complete a daily check-in feature to collect an additional 10 tokens per day. Additional earning methods include converting Singapore Dollars to foreign currency via an OCBC Global Savings Account, which yields 120 tokens for every S$100 converted by August 31, 2026. Promotional materials on the bank’s landing page also indicate potential future earning tasks, such as enabling push notifications for 300 tokens, converting to e-statements for 800 tokens, and activating OCBC OneToken for 400 tokens.
Redeeming OCBC Tokens for Vouchers and Weekly Drops
Accumulated tokens can be exchanged on the mobile app for 41 different voucher options, including merchants like NTUC FairPrice, Cold Storage, GrabGifts, and Foodpanda, at a fixed valuation of 0.2 cents per token. Because the minimum redemption threshold starts at 1,000 tokens for a S$2 voucher, standard daily check-ins require significant accumulation time. To offset this, OCBC scheduled a series of weekly reward drops on Wednesdays starting at 11 a.m., featuring high-value items priced from 30 tokens, such as a 26-inch Wenger luggage paired with a S$2 7-Eleven voucher, alongside upcoming DeLonghi and Samsonite product drops. Earned tokens remain valid for 12 months from the date of acquisition.
Pro Tip
Tokens are valid for exactly 12 months from the date they are earned, and because weekly reward drops start at 11 a.m. on Wednesdays, users targeting high-value items like luggage should camp on the app early.
How OCBC Tokens Compare to Existing Rewards Currencies
The addition of OCBC Tokens creates a distinct separation from the bank’s existing portfolio of OCBC$, 90°N Miles, and VOYAGE Miles. While the traditional trio allows pooling and transfers to nine airline and hotel partners with variable minimum transfer blocks and expiry rules ranging from one to two years, OCBC Tokens operate entirely in isolation. Tokens cannot be transferred to or from other OCBC currencies, nor can they be converted into frequent flyer miles, restricting their utility strictly to retail vouchers and promotional flash sales.
| Currency | Expiry | Transfer Partners | Min. Transfer (KrisFlyer) |
|---|---|---|---|
| OCBC Tokens | 1 year | Vouchers only | 1,000 Tokens (S$2) |
| 90°N / VOYAGE Miles | No expiry / 1 year | 9 airlines and hotels | 1,000 to 10,000 miles |
Frequently Asked Questions
Can OCBC Tokens be converted into airline miles?
No. OCBC Tokens are an isolated rewards currency and cannot be transferred to airline miles or hotel points, unlike OCBC$, 90°N Miles, or VOYAGE Miles.
What is the monetary value of an OCBC Token?
Vouchers redeemed through the OCBC mobile app offer a fixed value of 0.2 cents per token, with minimum redemptions starting at 1,000 tokens for a S$2 voucher.
How long do OCBC Tokens last before expiring?
OCBC Tokens remain valid for 12 months from the exact date they are earned.
How do I start earning OCBC Tokens?
Customers must enrol in the programme by tapping the OCBC Tokens icon on the home page of the OCBC Mobile Banking app, which provides an immediate joining bonus of 20 tokens.
Are you planning to participate in the weekly OCBC Token drops, or do you prefer earning airline miles with your credit card? Let us know your strategy in the comments below, and subscribe to our newsletter for more banking and rewards updates.