S&P Global’s AI Credit Memo Builder: Investor Reaction and Market Impact
S&P Global Market Intelligence launched Credit Memo Builder in early June 2026, an AI-driven platform designed to automate credit decisioning reports. By aggregating data from RatingsDirect, RiskGauge, and Capital IQ Pro, the tool uses cognitive automation and human-in-the-loop oversight to streamline workflows for underwriters and loan committees, shifting focus from manual data collection to risk … Read more