New Rates Apply
UOB cardholders can purchase unlimited miles from 1.7 to 2.2 cents each under a renewed promotion running until 31 January 2027, The MileLion reported.
The updated pricing represents an increase from earlier rates of 1.6 to 1.8 cents per mile that were available for most of 2026. Mainly Miles noted that the revision worsens the deal that expired on 31 October 2026.
Cardholders Face Higher Fees
While the new rates remain discounted from standard fees, they return to the pricing structure UOB offered between June and August 2025 for six premium and miles cards, according to Mainly Miles. Regular fees on the facility are almost never charged.
Applications approved under the current promotion earn a flat rate of UNI$2.5 for every S$5 approved across all eligible cards. That equals one mile per dollar spent on the facility, though administrative fees do not earn rewards.
The MileLion explained that payment requests in multiples of S$10 help cardholders avoid losing points to rounding rules. UNI$ values are rounded down to the nearest whole number for each S$5 block.
Payment terms and transaction limits for the promotion
The promotion applies exclusively to one time payments charged directly to the next monthly card billing statement alongside the administrative fee. Processing takes between four and six working days, as reported by Mainly Miles.
Cardholders can request cash transfers to any bank account in Singapore without submitting supporting invoices or documents. The maximum approved amount cannot exceed 95 percent of the card’s available credit limit at approval.
Alternative Payment Platforms
Cardholders looking for cheaper alternatives can use bill payment platforms such as CardUp, Citi PayAll, or SC EasyBill, provided they have genuine economic transactions like rent or taxes. CardUp users can buy miles from 1.57 cents each despite a fee hike in June 2026, The MileLion reported.
SC EasyBill raised its administrative fee to 2.5 percent in September 2026 without notice, though users can still purchase miles from 1.25 cents depending on their card.
Common questions about UOB Payment Facility limits and rewards
What is the maximum amount I can charge to the UOB Payment Facility?
The maximum approved amount, including the administrative fee, cannot exceed 95 percent of your available credit limit at the time of approval, according to The MileLion.
Do I need to submit documents or invoices to use the facility?
No supporting documents or invoices are required, as UOB allows cardholders to transfer cash to any bank account in Singapore without proof of a specific transaction.
How are reward points calculated for payment amounts?
Transactions earn UNI$2.5 for every S$5 approved, but requests in S$10 denominations are recommended to prevent point loss from rounding down, The MileLion reported.
When does the current UOB Payment Facility promotion end?
The promotional rates are available for applications approved through 31 January 2027.
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