Belgian Gas Stations Targeted by Sophisticated “Shimming” Fraud
Motorists in Belgium are facing a new threat at the pump as a sophisticated fraud known as “shimming” sweeps across gas stations. Recent reports indicate that stations in Schoten and Maldegem have been targeted, leaving customers with unexpected and substantial charges on their bank accounts – some exceeding 700 euros.
What is Shimming and How Does it Work?
Unlike traditional card skimming which targets the magnetic stripe or chip, shimming exploits vulnerabilities in the payment terminal itself or the station’s network. Criminals insert a tiny, almost undetectable electronic device – the “shim” – into the card reader slot. This device intercepts the data during a transaction and redirects payments to accounts controlled by the fraudsters.
According to Kristof Aerts, a spokesperson for the Antwerp public prosecutor’s office, “It’s a form of fraud difficult to detect. The criminals pirate the payment terminal of the station using an ultra-thin electronic device, which they place inside or near the device, or they pirate the local network. In this way, payments are redirected to another account.”
Recent Cases and Victim Experiences
The fraud often goes unnoticed until victims review their bank statements. One motorist reported an unauthorized charge of 470 euros to an account in England, while others have experienced losses ranging from 500 to 700 euros. The timing of the fraudulent transactions often coincides with the temporary hold placed on funds during the fueling process.
As of March 26, 2026, at least 20 customers in Schoten and Maldegem have reported being victims of this shimming fraud. Authorities are investigating and do not rule out the possibility of further affected stations.
Protecting Yourself at the Pump
While the risk of widespread fraud remains limited, authorities strongly advise motorists to take precautions. The most effective measure is to pay inside the station, where payment terminals are generally more secure. This advice comes at a time when fuel prices are already a significant concern for drivers.
The Esso station in Schoten, located at Ridder Walter van Havrelaan 86, is among those affected. The station can be reached at +32 78 48 03 14 and is open 24 hours.
The Broader Context: Rising Fuel Costs and Financial Strain
This fraud comes as fuel prices continue to climb, adding to the financial burden on drivers. The increasing cost of diesel, exacerbated by global tensions, is already impacting household budgets. The added risk of fraudulent charges further complicates the situation.
FAQ: Shimming Fraud at Gas Stations
What is shimming? Shimming is a type of fraud where a tiny device is used to steal card data from a payment terminal.
How can I protect myself? Pay inside the station whenever possible. Monitor your bank statements closely for unauthorized charges.
What should I do if I suspect I’ve been a victim? Contact your bank and the police immediately.
Is this a widespread problem? While cases have been reported in Schoten and Maldegem, authorities believe the risk of widespread fraud is currently limited.
Pro Tip: Regularly check your bank account transactions online or through your mobile banking app to quickly identify and report any suspicious activity.
Did you know? Shimming targets the payment terminal, not the card chip itself, making it a particularly difficult fraud to detect.
Stay informed about potential threats to your financial security and take proactive steps to protect yourself. For more information on fraud prevention, visit your bank’s website or consult with a financial advisor.