our consumer sample explains your rights

AAll Flybe flights are now on the ground and refunds are highly unlikely unless you have booked as part of a tour package. You may be able to recover the money through your credit or debit card provider or apply for your travel insurance. However, some insurers will only cover you for airline bankruptcy if you have purchased an optional add-on with this included.

BA is canceling more than 200 flights from March 16-28. Interested people are routes from London to New York, France, Austria, Belgium, Germany and Ireland.

BA customers will be offered an alternative flight for a later date or a full refund.

Ryanair has said it will cut a quarter of its scheduled flights to and from Italy. This will last from March 17 to April 8. Ryanair customers are able to rebook or redirect their flights or request a refund.

Easyjet is also canceling a number of flights, mainly to and from Italy, between 13 and 31 March. Customers are redirected, moved to different flights or a full refund is offered.

You or your family member are particularly concerned about age and / or health problems

Some passengers may fear that traveling to other countries where coronavirus has been found may put them at greater risk due to their age or pre-existing health complications. Overall, coronavirus has proven far more lethal for older patients with underlying health problems, so I can appreciate these concerns.

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