From November 20, Moneta Money Bank will pay interest on clients’ savings of up to one million crowns at a rate of 2.5 percent, without any other conditions. Fio banka increases the interest on the Fio savings account to 1.5 percent for an amount of up to CZK 200,000. The change will take effect on December 1. Česká spořitelna is preparing a similar offer for its clients, ie an interest rate of 1.5 percent up to CZK 200,000, resp. 400 thousand, depending on the type of current account.
Today, she adjusted the interest on Trinity Bank’s savings account again. It thus reached the top of the list of savings accounts with 2.58 percent per year. “This rate applies to existing and newly established Dobrý klient accounts, without any restrictions on the amount of the deposit or other conditions. Trinity Bank plans to increase rates in other of its deposit and investment products in the coming days, “the bank states on its website.
Another bank that will now improve its clients is Sberbank. The savings account offers at a rate of up to 1.8 percent per year. Clients with a Fair Plus account or a Fair Extra account will receive this rate. It applies to deposits up to one million crowns. The bank will pay interest at this rate at a rate of 1 percent. People who do not also have a current account with Sberbank will receive a rate of 1.5 percent up to one million crowns in the Fér spoření Plus savings account; over this amount, their deposits will be valued at an interest rate of 0.8 percent per year.
Savings accounts are once again enjoying interest
The rapid rise in prices, the inflation-related loss of value of money and the repeatedly rising interest rates on the part of the CNB and some banks are reflected in clients’ interest in savings accounts.
In addition to the current account, 61 percent of Czechs over the age of 26 have at least one. Almost half of them (49 percent) deposited tens of thousands of crowns on it, among one hundred to five hundred thousand crowns it was 43 percent of respondents. This follows from surveys conducted by Expobank CZ at the turn of October and November.
Better no conditions
Three out of four respondents then stated that they would prefer a savings account with an attractive interest rate without conditions before, even with an even better rate, but with conditions.
What rate do you get in a savings account now?
|Bank||savings account||interest (in percent, pa)||condition|
|Trinity Bank||Good client||2,58||without conditions|
|MONETA Money Bank||Savings A, Savings A||2,50||up to 1 million crowns|
|Expobank||NEO account||2,01||without conditions|
|Banka CREDITAS||Savings account +||2,00||up to 350 thousand crowns|
|J&T Bank||Savings account||1,10||minimum deposit 1 million crowns|
|Hello bank!||Hello savings||1,00||up to 200 thousand crowns|
|Air Bank||Savings account||1,50||up to 250 tic tons of crowns and 5 card payments per month|
|Raiffeisenbank||Savings account XL||0,40||up to 150 thousand crowns / active use of a current account|
|Equa bank||HIT savings account||0,40||up to CZK 200,000 / 3 card payments per month|
|mBank||mSavings||0,40||up to 100 thousand crowns|
|ČSOB / Poštovní spořitelna||Savings with a bonus||0,35||od 500 tis. korun do 1 mil. korun|
|Sberbank||FAIR SAVINGS PLUS||0,30||without conditions|
|Česká spořitelna||ČS savings||1.50 (from December 1)||up to 200 thousand crowns|
|Commercial Bank||KB Savings Account Bonus||0,20||up to 200 thousand crowns|
|bank wire||konto wire||1.50 (from December 1)||up to 200 thousand crowns|
|UniCredit Bank||PRIMA savings account||0,05||up to 500 thousand crowns|