Standard Chartered has extended its 50,000 miles welcome offer for the Visa Infinite card until 1 February 2027, giving both new and existing cardholders more time to secure the sign-up bonus, milelion.com reported. The promotion requires cardholders to pay the first year’s S$599.50 annual fee and charge a minimum of S$2,000 to the card within 60 days of approval.
Standard Chartered Visa Infinite Welcome Offer Extension Details
The promotion originally carried a lapse date of 30 September 2026 before the bank pushed the deadline to 1 February 2027. Under the updated terms, applicants who pay the S$599.50 annual fee receive 25,000 miles, while hitting the S$2,000 minimum spend within the initial 60-day window unlocks another 25,000 miles, according to milelion.com. This combined total of 50,000 bonus miles exceeds the card’s historical baseline of 35,000 miles for paying the annual fee. Standard Chartered awards these bonus miles as 360° Rewards Points, which are distributed across monthly credit cycles running from June 2026 through May 2027. Cardholders must ensure their cards remain unblocked during this crediting period, as voluntarily locking the card for security purposes will disqualify them from receiving the bonus.
Transactions must post within sixty days to meet spend threshold
Meeting the S$2,000 spend threshold requires careful timing, as transactions must officially post within 60 days of card approval to count. Milelion.com noted that general exclusions apply, meaning charitable donations, education expenses, government agency payments, hospital bills, insurance premiums, prepaid account top-ups, and utility bills do not contribute to the target. However, platform-based transactions such as CardUp, SC EasyBill, and the Income Tax Payment Facility do count toward the qualifying spend. This allows cardholders to clear the S$2,000 minimum by paying income tax or insurance through these intermediary services.
Spend threshold determines tiered local and foreign earn rates
Beyond the sign-up promotion, the Standard Chartered Visa Infinite features tiered earn rates that depend entirely on meeting a monthly expenditure threshold. Cardholders who spend at least S$2,000 in a statement month earn 1.4 miles per dollar (mpd) on local spend and 3 mpd on foreign currency spend, according to milelion.com. Falling short of that S$2,000 monthly target drops the earn rate to a flat 1 mpd for both local and foreign transactions. When factoring in the S$599.50 annual fee for the 50,000-mile welcome package, the effective cost per mile lands at 1.2 cents before accounting for any ancillary card benefits.
Bank reduces transfer partners to two airline programs
Standard Chartered shifted its rewards ecosystem in March 2024 by removing nine airline and hotel transfer partners and adding Cathay Pacific Asia Miles, leaving cardholders with just two options: Singapore Airlines KrisFlyer and Asia Miles. The bank separates its cards into two tiers, granting Tier 1 cards like the Visa Infinite a preferential conversion ratio of 25,000 points to 10,000 miles, compared to the 34,500-to-10,000 ratio required for Tier 2 cards. Each point transfer incurs a fee of S$27.25. Earning the full 50,000 welcome miles—supplemented by the regular earn rates on the S$2,000 qualifying spend—yields between 52,000 and 56,000 total miles, enough to cover a one-way Business Saver award between Singapore and Japan or South Korea on Singapore Airlines, which costs 54,500 miles.
Cardholder receives cash deposit to pay tax separately
Standard Chartered does not pay the Inland Revenue Authority of Singapore (IRAS) directly through its Income Tax Payment Facility. Instead, the bank deposits the requested tax amount directly into the cardholder’s bank account, leaving the individual to settle the bill separately while accumulating miles.
Frequently Asked Questions About the Visa Infinite Promotion
Are existing Standard Chartered cardholders eligible for the 50,000 miles welcome offer?
Yes, the promotion is open to both new and existing cardholders, meaning holding another Standard Chartered credit card will not disqualify an applicant, according to milelion.com.
What happens if a transaction posts after the 60-day window?
Transactions must officially post within 60 days of card approval to count toward the S$2,000 qualifying spend; any charges posting after this period are excluded from the calculation.
How many Priority Pass lounge visits are included with the card?
Cardholders receive six complimentary Priority Pass lounge visits per year as part of the card’s standard benefit suite.