Compared to the spring, the number of debtors increased by 1,500 people. In total people have 224,000 active debts, the total amount increased from 280 million to 370 million euros. The average debt amount increased from 3,600 to 4,400 euros in six months, Aktiva announced.
However, according to the company, the number of people with payment disorders remains the same and in six months has grown by a few percentage points: 83,253 in spring compared to 84,910 in November.
Although the percentage of women in the population is higher in Estonia, missed payments are even more common among men. Among people with payment difficulties, the percentage of women is almost double that of men, 34% of debtors, while the percentage of men is 66%. Despite this, the average amount of debt for both men and women has remained relatively at the same level, being more or less equally distributed by gender.
The number of people in debt increases most rapidly in the 18-25 age group, but suddenly decreases in the over 46 age group. According to Aktiva, the decrease in debts of people over the age of 46 means that people have income or reserves that can be used, which allows them to get out of the cycle of debt.
In Estonia, Russian-speaking residents account for 26% of all debtors, which means that there are proportionately more Russian-speaking people among the debtors. At the same time, the average debt amount of people who speak Estonian as their native language is more than 600 euros higher than last year, and they also have more debt per capita.
2023-12-18 17:34:38
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