Preferential car loans expanded to electric cars – Business – Kommersant

The government has officially increased the budget of the preferential car loan program to 22.5 billion rubles. and approved new rules for access to such state support. For example, families with at least one child, health workers and those who give the car for a trade-in on the down payment now have the right to a discount of 10–25% of the price of the car. You can take a soft loan only for a car no more than 1.5 million rubles, localized in the Russian Federation. Although formally the program now extends to electric cars, it is actually impossible to purchase them because of the localization requirement, since such cars are not manufactured in Russia.

Prime Minister Mikhail Mishustin approved the amendments to the “First Car” and “Family Car” preferential car loan programs, as follows from Decree No. 907 of June 23. The government’s website notes that the program budget this year will be 22.5 billion rubles.

As part of preferential car loans, the buyer is entitled to a 10% discount on the cost of the car, but for the Far East its size is 25%. Now the maximum discount can also be obtained when buying an electric car. At the same time, there remains a requirement for the localization of cars purchased on credit in Russia – they must gain 1.4 thousand points under the 719th decree.

Since electric cars in Russia are not produced at all, in practice it is impossible to buy them with a soft loan.

New rules reinforce the opportunity to buy a car with it worth up to 1.5 million rubles. Price limit of 1 million rubles. acted in 2015, after which the cost steadily increased until 2019, when it was again reduced from 1.45 million to 1 million rubles. In fact, this fact, coupled with additional requirements for the level of localization of cars, significantly limited the list of cars covered by the preferential car loan program – the main financing was focused on Lada. From foreign cars, only Renault, two Hyundai models (Creta, Solaris), as well as one model Volkswagen (Polo), Skoda (Rapid) and Kia (Rio), fall into the program.

At the same time, with an increase in value, the range of brands acquired through preferential car loans did not increase.

Under the new rules, access to preferential car loans was given to families raising at least one child (previously two children), employees of medical institutions, as well as those who handed over the old car for a trade-in in payment of the initial payment.

Only a car older than six years old, which was owned by the borrower for at least a year, can be handed over to the trade-in, the resolution says.

In May, in the first month of easing restrictions amid the coronavirus, according to the United Credit Bureau (OKB; it also has data from Sberbank), citizens took 28.2 thousand car loans worth 22.4 billion rubles. The number and volume of loans issued compared with April more than doubled.

In practice, both the Ministry of Industry and Trade and the concerns participating in the programs informed about the launch of new access rules even before their approval – from the beginning of June. In addition, the document itself says that the new maximum cost of a car in preferential car loans (1.5 million rubles) applies to cars purchased from March 1, 2020.

Olga Nikitina

In Russia, there is a short-term surge in demand for cars after an almost two-month downtime of the dealer network. Against this background, AvtoVAZ postponed the transition to a shorter work week until the end of summer. The manufacturers and dealers interviewed by Kommersant agree that sales have grown compared with the failed April-May indicators, but this is due to temporary factors in deferred demand and increased government support. The real picture will be clear only in September. So far, the industry believes that by the end of the year the market will fall by 30%, with some players assessing this scenario as optimistic.

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Lukashenko named Russia’s only ally :: Politics :: RBC

Moscow does not want to lose Minsk either economically or politically, as this will cause a “severe blow” to Russia’s domestic policy. This was announced at a meeting with representatives of the Minsk region by President of Belarus Alexander Lukashenko, fragments of his speech were shown by the Belarus 1 television channel.

“The only ally that remained with Russia is Belarus,” he said.

“I often [президенту России Владимиру] I’m saying this to Putin: I understand you, you cannot lose Belarus. I understand that you cannot fight to save Belarus, either, ”the Belarusian leader continued, adding that Russia was being“ pushed out of very marginal markets ”: the European Union and Ukraine.

According to Lukashenko, Belarus is the second largest consumer of Russian gas after Germany, and also buys a huge amount of Russian oil.

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Mattarella in Bergamo for Requiem for Covid victims – Lombardy

Ceremony tonight with the 324 mayors of the affected Municipalities

The row of army trucks carrying the coffins of the deceased for Covid to other cities because in Bergamo there is no longer room for the cemetery and the crematorium, it is one of the most vivid images of the tragedy that was the Coronavirus emergency. Another will be that of the orchestra and choir of the Donizetti Opera festival which, spaced and wearing masks, will perform this evening the Requiem of the Bergamo composer in front of the monumental cemetery in the presence of the Head of State Sergio Mattarella and the 324 mayors of the Municipalities of the province, representing their citizens, for a tribute to those dead who have not even been able to have a funeral.
The relatives of the Bergamo victims cannot be present at the cemetery, because they would be too many to guarantee the distancing. Actually someone will cry for their family members there will be: because in the orchestra and in the choir there are those who know what Coronavirus is, like Ezio Rovetta who will play the horn thinking of his father Teodoro, 94 years old, who died at home, and sister Letizia of 59 years. He and Letizia fell ill taking care of his father, she says, but she entered the hospital on March 13 and “I haven’t seen her since. They closed her coffin on March 31”. No funeral for them, even if dad “who was a known singer, would have wanted a ceremony”. And so the Requiem “will be a special moment for me. Already now – he adds – I am moved”.
A special moment will also be for the director Riccardo Frizza, from Brescia, who was ill with his whole family in early March. “We were lucky because it was a mild form – explains the master – but anxiety and concern have invaded everyone. Emotionally it was one of the most difficult periods of my life”. The tales are many: there are those who in the months of the lockdown instead of orchestral had to make do with being a stable boy, there are those who tell of friends who are no longer seen and have tears in their eyes.
The Requiem – which will be broadcast live on Rai 1 – therefore, despite prestigious soloists such as Eleonora Buratto (soprano), Annalisa Stroppa (mezzosoprano), Piero Pretti (tenor), stresses Frizza, “will not be a simple performance. For us it will be a very touching moment, a sincere tribute to people who are no longer here and left without a greeting “. And the presence of the President of the Republic “gives a national meaning” to the initiative desired by the Municipality of Bergamo, with the mayor Giorgio Gori, and by the Donizetti Foundation. Indeed, it will go even further because, “the same blood flows in everyone’s veins – observes Alex Esposito, a bass from Bergamo, requested in the most important international theaters, who will perform as a soloist in the Requiem – we are all under the same roof. If we have not understood this with the pandemic, we didn’t understand anything. “
“It will be like closing a book, getting out of the nightmare, from this situation that has come upon us without our realizing it” hopes Ezio who launches the proposal to create “a day of remembrance” for the victims of Covid because we must turn the page, but one cannot forget what happened and what it cost.

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